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ActiveBangalore, KarnatakaSince 1999

Spectra Constructions Private Limited

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Set up in 1999 in Bangalore. It has pledged its assets against loans of up to ₹13.81 crore from 4 lenders.

CINU45209KA1999PTC025826
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26 years at a glance

Loans against its assets, and when today's people joined

20002002200420062008201020122014201620182020202220242026LOANS AGAINST ITS ASSETSTODAY'S PEOPLE, WHEN THEY JOINEDRegistered as a companyThe Karnataka Bank Ltd., up to ₹20 lakh, 26 Oct 2002 to 17 Jul 2013The Karnataka Bank Limited, up to ₹4.95 crore, 10 Sept 2003 to still openThe Karnataka Bank Ltd., up to ₹20 lakh, 23 Dec 2004 to 18 Dec 2007State Bank of India, up to ₹10 crore, 22 Oct 2009 to 11 Apr 2011State Bank of India, up to ₹3.37 crore, 21 Feb 2011 to 26 May 2012Oriental Bank of Commerce, up to ₹5 crore, 25 Jul 2012 to 21 Dec 2013India Infoline Finance Limited, up to ₹4.05 crore, 16 Mar 2013 to 9 Mar 2015State Bank of India, up to ₹23 crore, 3 Apr 2014 to 22 Oct 2020India Infoline Housing Finance Limited, up to ₹5 crore, 21 May 2015 to 24 Jan 2020PNB Housing Finance Limited, up to ₹6.23 crore, 4 Jul 2015 to still openJM Financial Credit Solutions Limited, up to ₹50 crore, 24 May 2018 to 6 Dec 2021The Karnataka Bank Limited, up to ₹66.43 lakh, 15 Jul 2020 to 17 Mar 2021State Bank of India, up to ₹11 crore, 22 Jul 2020 to 29 Sept 2022PNB Housing Finance Limited, up to ₹90 lakh, 18 Jan 2021 to still openThe Karnataka Bank Limited, up to ₹1.94 crore, 3 Mar 2021 to 27 Oct 2025HDFC Bank Limited, up to ₹51.16 lakh, 31 Mar 2022 to 5 Jul 2025Axis Bank Limited, up to ₹1.18 crore, 29 Oct 2022 to 13 Sept 2025JM Financial Credit Solutions Limited, up to ₹30 crore, 25 Sept 2023 to 25 Feb 2026HDFC Bank Limited, up to ₹25.78 lakh, 26 Mar 2024 to 6 Apr 2026HDFC Bank Limited, up to ₹25 lakh, 16 Aug 2024 to still openICICI Bank Limited, up to ₹1.48 crore, 23 Jun 2026 to still open
Loan still openLoan paid offSomeone joined, and is still there
  • 1999Registered as a company on 11 Oct 1999.
  • 2018Its biggest loan against assets, ₹50 crore with JM Financial Credit Solutions Limited, was paid off in 2021.

Who runs it

This page does not list its directors yet. Open the company in Entiva to see who runs it on MCA's register today.

Who has lent to it

₹13.81 crorein loans backed by its assets, from 4 lenders

  • PNB Housing Finance Limited₹7.13 crore

    2 open loans, taken out 2015 to 2021

  • The Karnataka Bank Limited₹4.95 crore

    Open, taken out 10 Sept 2003

  • ICICI Bank Limited₹1.48 crore

    Open, taken out 23 Jun 2026

  • HDFC Bank Limited₹25 lakh

    Open, taken out 16 Aug 2024

16 earlier loans, now paid off
  • HDFC Bank Limited26 Mar 2024 to 6 Apr 2026₹25.78 lakh
  • JM Financial Credit Solutions Limited25 Sept 2023 to 25 Feb 2026₹30 crore
  • Axis Bank Limited29 Oct 2022 to 13 Sept 2025₹1.18 crore
  • HDFC Bank Limited31 Mar 2022 to 5 Jul 2025₹51.16 lakh
  • The Karnataka Bank Limited3 Mar 2021 to 27 Oct 2025₹1.94 crore
  • State Bank of India22 Jul 2020 to 29 Sept 2022₹11 crore
  • The Karnataka Bank Limited15 Jul 2020 to 17 Mar 2021₹66.43 lakh
  • JM Financial Credit Solutions Limited24 May 2018 to 6 Dec 2021₹50 crore
  • India Infoline Housing Finance Limited21 May 2015 to 24 Jan 2020₹5 crore
  • State Bank of India3 Apr 2014 to 22 Oct 2020₹23 crore
  • India Infoline Finance Limited16 Mar 2013 to 9 Mar 2015₹4.05 crore
  • Oriental Bank of Commerce25 Jul 2012 to 21 Dec 2013₹5 crore
  • State Bank of India21 Feb 2011 to 26 May 2012₹3.37 crore
  • State Bank of India22 Oct 2009 to 11 Apr 2011₹10 crore
  • The Karnataka Bank Ltd.23 Dec 2004 to 18 Dec 2007₹20 lakh
  • The Karnataka Bank Ltd.26 Oct 2002 to 17 Jul 2013₹20 lakh

What its filings add

Spectra Constructions files these with the registrar. Entiva fetches and reads them for you.

  • Every year · AOC-4

    Revenue, profit and the balance sheet

    Its financial statements, year by year.

  • Every year · MGT-7

    Who owns it

    Its shareholders, and how much each one owns.

  • Each loan · CHG-1

    Each loan in detail

    The terms, and which assets back each loan.

  • ChatGPT · Claude

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The details on this page come from public records, including MCA's register of companies as Entiva read it on . Things may have changed since. A loan amount is the most the lender can claim against the company's assets, not what is still owed.