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ActiveRajsamand, RajasthanSince 1951

JK Tyre & Industries Limited

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Set up in 1951 in Rajsamand. It has pledged its assets against loans of up to ₹8,926.68 crore from 15 lenders.

CINL67120RJ1951PLC045966
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75 years at a glance

Loans against its assets, and when today's people joined

19521954195619581960196219641966196819701972197419761978198019821984198619881990199219941996199820002002200420062008201020122014201620182020202220242026LOANS AGAINST ITS ASSETSTODAY'S PEOPLE, WHEN THEY JOINEDRegistered as a companyIndustries Development Bank of India, up to ₹1.85 crore, 21 Apr 1989 to 25 Jul 2024Industries Development Bank of India, up to ₹70 lakh, 20 Nov 1990 to 25 Jul 2024Bank of India, up to ₹10 crore, 19 Jan 1996 to 19 Oct 2010Industrial Development Bank of India, up to ₹90 crore, 7 Aug 1996 to 26 Feb 2007State Bank of India, up to ₹20 crore, 20 Mar 1997 to 28 Sept 2011Industrial Development Bank of India, up to ₹15.5 crore, 29 Jul 1997 to 21 Nov 2006Industrial Development Bank of India, up to ₹50 crore, 14 Oct 1997 to 25 Jul 2024Madhya Pradesh State Industrial Development Corporation, up to ₹3.43 crore, 14 Feb 1998 to 20 Aug 2007Madhya Pradesh State Industrial Development Corporation, up to ₹4.41 crore, 14 Feb 1998 to 20 Aug 2007Madhya Pradesh State Industrial Development Corporation, up to ₹40.85 lakh, 14 Feb 1998 to 20 Aug 2007Industrial Development Bank of India, up to ₹42 crore, 12 Jun 1998 to 11 Jul 2007Madhya Pradesh State Industrial Development Corporation, up to ₹25.01 crore, 15 Jul 2000 to 20 Aug 2007Bank of India, up to ₹60 crore, 12 Jan 2001 to 18 Jan 2011Bank of India, up to ₹398.24 crore, 8 Feb 2001 to 28 Feb 2007Iondustrial Development Bank of India, up to ₹12 crore, 7 Mar 2001 to 18 Jun 2008Industrial Development Bank of India, up to ₹45 crore, 7 Mar 2001 to 21 Nov 2006Export Import Bank of India, up to ₹5 crore, 19 Apr 2001 to 2 Jul 2010Export Import Bank of India, up to ₹5 crore, 19 Apr 2001 to 2 Jul 2010Life Insurance Corporation of India, up to ₹8 crore, 16 May 2001 to 6 Feb 2008Uti Bank Limited, up to ₹15 crore, 24 Jul 2001 to 1 Oct 2007General Insurance Corporation of India, up to ₹5 crore, 15 Oct 2001 to 22 Jan 2008Uti Bank Limited, up to ₹2.5 crore, 13 Mar 2002 to 29 Jan 2007Canara Bank, up to ₹14 crore, 31 Mar 2003 to 17 Jan 2005Canara Bank, up to ₹2.5 crore, 31 Mar 2003 to 17 Jan 2005IDBI Trusteeship Services LTD, up to ₹63.39 crore, 30 Jun 2003 to 11 Feb 2011IDBI Trusteeship Services LTD, up to ₹12.86 crore, 30 Jun 2003 to 28 Jul 2011The Jammu & Kashmir Bank LTD, up to ₹4.3 crore, 29 Aug 2003 to 20 May 2017Uti Bank Limited, up to ₹10 crore, 29 Sept 2003 to 14 Oct 2008Industrial Development Bank of India, up to ₹10 crore, 24 Nov 2003 to 11 Feb 2011Life Insurance Corporation of India, up to ₹10 crore, 4 Dec 2003 to 17 Feb 2011General Insurance Corporation of India, up to ₹5 crore, 12 Feb 2004 to 3 Mar 2011IDBI Trusteeship Services Limited, up to ₹27.35 crore, 15 Jun 2004 to 30 May 2012Uti Bank LTD, up to ₹12 crore, 29 Jun 2004 to 2 Jul 2009Uti Bank Limited, up to ₹20 crore, 23 Sept 2004 to 6 Oct 2007Bank of India, up to ₹655 crore, 28 Sept 2004 to 15 Dec 2007Industrial Development Bank of India LTD, up to ₹35 crore, 24 Nov 2004 to 3 Aug 2011Industrial Development Bank of India Limited, up to ₹121.04 crore, 1 Dec 2004 to 3 Nov 2011United India Insurance Company Limited, up to ₹2 crore, 1 Dec 2004 to 1 Aug 2011Export Import Bank of India, up to ₹20 crore, 1 Dec 2004 to 19 Jul 2011New India Assurance Company Limited, up to ₹2.5 crore, 1 Dec 2004 to 15 Jun 2011General Insurance Corporation of India, up to ₹2.5 crore, 1 Dec 2004 to 25 May 2011Indian Bank, up to ₹8.5 crore, 1 Dec 2004 to 30 May 2011Life Insurance Corporation of India, up to ₹22.36 crore, 1 Dec 2004 to 26 Jul 2011I F C I Limited, up to ₹40.18 crore, 1 Dec 2004 to still openIfci Limited, up to ₹9 crore, 1 Dec 2004 to still openKarnatka State Industrial Investment and Development Corporation Limited, up to ₹15.5 crore, 1 Dec 2004 to 26 Sept 2017Oriental Insurance Company Limited, up to ₹1.5 crore, 1 Dec 2004 to 15 Sept 2011National Insurance Company Limited, up to ₹1.5 crore, 1 Dec 2004 to 16 Jun 2011IDBI Trusteeship Services Limited, up to ₹2.66 crore, 13 Jan 2005 to still openUCO Bank, up to ₹30 crore, 7 Mar 2005 to 18 Jul 2011State Bank of Mysore, up to ₹9.94 crore, 29 Mar 2005 to 1 Jun 2011State Bank of Bikaner and Jaipur, up to ₹39 crore, 29 Jul 2005 to 26 Aug 2011Bank of India (Lead Bank), up to ₹770 crore, 13 Apr 2006 to 25 Jul 2011Indian Bank, up to ₹27.22 crore, 16 Sept 2006 to 22 Jun 2023Indian Bank, up to ₹35 crore, 16 Sept 2006 to 6 Feb 2013Madhya Pradesh State Industrial Development Corporation Limited, up to ₹12.15 crore, 29 Mar 2007 to 28 Mar 2024Madhya Pradesh State Industrial Development Corporation Limited, up to ₹12.77 crore, 29 Mar 2007 to 28 Mar 2024Madhya Pradesh State Industrial Development Corporation Limited, up to ₹5.44 crore, 29 Mar 2007 to 28 Mar 2024Madhya Pradesh State Industrial Development Corporation Limited, up to ₹11.17 crore, 29 Mar 2007 to 28 Mar 2024Madhya Pradesh State Industrial Development Corporation Limited, up to ₹12.9 crore, 29 Mar 2007 to 28 Mar 2024Madhya Pradesh State Industrial Development Corporation Limited, up to ₹12.2 crore, 29 Mar 2007 to 28 Mar 2024IDBI Bank Limited, up to ₹100 crore, 30 Jan 2008 to 24 Aug 2018State Bank of Bikaner & Jaipur, up to ₹134.25 crore, 1 Nov 2008 to 29 Oct 2010Corporation Bank, up to ₹151.5 crore, 14 Nov 2008 to 5 May 2017UCO Bank, up to ₹67 crore, 15 Nov 2008 to 8 May 2017Bank of India, up to ₹220 crore, 10 Dec 2008 to 30 May 2017UCO Bank, up to ₹68 crore, 20 Dec 2008 to 8 May 2017Bank of India, up to ₹100 crore, 15 Jan 2009 to 21 Aug 2017Bank of India, up to ₹1,260 crore, 15 Jun 2009 to 9 Oct 2012Bank of India, up to ₹40 crore, 30 Dec 2009 to 29 May 2019Axis Bank Limited, up to ₹250 crore, 30 Dec 2009 to 22 May 2017IDBI Bank Limited, up to ₹50 crore, 15 Jul 2010 to 25 Jul 2024Bank of India (Lead Bank), up to ₹1,440 crore, 2 Sept 2011 to 3 Feb 2014Export-Import Bank of India, up to ₹200 crore, 28 Sept 2011 to 14 Aug 2023Indian Overseas Bank, up to ₹100 crore, 4 Oct 2011 to 14 Jul 2023Bank of India (Security Trustee), up to ₹265 crore, 1 Feb 2012 to 27 Feb 2023Bank of India (Lead Bank), up to ₹2,870 crore, 3 Aug 2012 to still openIndian Overseas Bank, up to ₹142.8 crore, 11 Dec 2013 to 4 Dec 2023Axis Bank Ltd., up to ₹275 crore, 31 Dec 2013 to still openState Bank of Bikaner and Jaipur, up to ₹50 crore, 31 Mar 2014 to 30 May 2016Bank of India, up to ₹280 crore, 13 Nov 2014 to still openAxis Trustee Services Limited, up to ₹850 crore, 7 Apr 2016 to 27 Jan 2026Axis Trustee Services Limited, up to ₹1,750 crore, 7 Apr 2016 to still openThe Federal Bank Ltd., up to ₹65 crore, 11 Apr 2016 to 1 May 2017Axis Bank Ltd. (Acting As Security Agent), up to ₹233.63 crore, 20 Oct 2016 to 4 Apr 2025Axis Trustee Services Limited, up to ₹110 crore, 14 Feb 2017 to still openAxis Trustee Services Limited, up to ₹110 crore, 14 Feb 2017 to 27 Jan 2026Axis Trustee Services Limited, up to ₹40 crore, 31 Mar 2017 to 27 Jan 2026Axis Trustee Services Limited, up to ₹40 crore, 31 Mar 2017 to still openYes Bank Limited, up to ₹137.72 crore, 25 May 2018 to 4 Sept 2021Indian Bank, up to ₹235 crore, 25 May 2018 to still openIndusind Bank Ltd., up to ₹200 crore, 28 Dec 2018 to 7 Dec 2022Axis Bank LTD Hong Kong Branch (Security Agent), up to ₹496.13 crore, 3 Jun 2019 to 23 Sept 2020Axis Trustee Services Limited, up to ₹200 crore, 23 Aug 2019 to still openAxis Trustee Services Limited, up to ₹200 crore, 23 Aug 2019 to 27 Jan 2026State Bank of India, up to ₹32.5 crore, 19 May 2020 to 6 Aug 2021Punjab National Bank, up to ₹15 crore, 29 May 2020 to 10 Nov 2021Bank of Baroda, up to ₹460 crore, 20 Jun 2020 to 8 Feb 2022Union Bank of India Limited, up to ₹10.5 crore, 7 Jul 2020 to 1 Jan 2022Bank of India, up to ₹35 crore, 30 Jul 2020 to 31 Jan 2022Axis Trustee Services Limited, up to ₹392.2 crore, 23 Sept 2020 to 16 Jun 2023Indian Bank, up to ₹61.8 crore, 24 Sept 2020 to 8 Sept 2023Axis Trustee Services Limited, up to ₹120 crore, 15 Mar 2021 to still openAxis Trustee Services Limited, up to ₹120 crore, 15 Mar 2021 to 27 Jan 2026HDFC Bank LTD, up to ₹50 crore, 27 May 2021 to 30 Sept 2024State Bank of India, up to ₹300 crore, 26 Jul 2021 to still openAxis Trustee Services Limited, up to ₹121.11 crore, 28 Jul 2021 to still openIndusind Bank Ltd., up to ₹70 crore, 29 Sept 2021 to 22 Dec 2025HDFC Bank Limited, up to ₹95 crore, 30 Apr 2022 to still openAxis Trustee Services Limited, up to ₹121.11 crore, 5 May 2022 to 27 Jan 2026IDFC First Bank Limited, up to ₹50 crore, 4 Aug 2022 to 7 Aug 2026Bank of India, up to ₹318 crore, 3 Mar 2023 to still openAxis Trustee Services Limited, up to ₹177 crore, 20 Mar 2023 to still openHDFC Bank Limited, up to ₹100 crore, 25 Jul 2023 to still openHDFC Bank Limited, up to ₹50 crore, 12 Sept 2023 to still openAxis Trustee Services Limited, up to ₹177 crore, 9 Nov 2023 to 27 Jan 2026Axis Bank Limited, up to ₹300 crore, 11 Sept 2024 to still openAxis Bank Limited, up to ₹100 crore, 28 Apr 2025 to still openAxis Trustee Services Limited, up to ₹595 crore, 13 May 2025 to still openAxis Trustee Services Limited, up to ₹595 crore, 13 May 2025 to 27 Jan 2026Sumitomo Mitsui Banking Corporation, up to ₹200 crore, 28 May 2025 to still openExport-Import Bank of India, up to ₹67 crore, 3 Jun 2025 to still openInternational Finance Corporation, up to ₹264.6 crore, 13 Aug 2025 to still openDeg - Deutsche Investitions- Und Entwicklungsgesellschaft MBH, up to ₹307.13 crore, 14 Aug 2025 to still open
Loan still openLoan paid offSomeone joined, and is still there
  • 1951Registered as a company on 14 Feb 1951.
  • 2012Its biggest loan against assets, ₹2,870 crore with Bank of India (Lead Bank), is still open.

Who runs it

This page does not list its directors yet. Open the company in Entiva to see who runs it on MCA's register today.

Who has lent to it

₹8,926.68 crorein loans backed by its assets, from 15 lenders

  • Axis Trustee Services Limited₹3,113.11 crore

    8 open loans, taken out 2016 to 2025

  • Bank of India (Lead Bank)₹2,870 crore

    Open, taken out 3 Aug 2012

  • Bank of India₹598 crore

    2 open loans, taken out 2014 to 2023

  • Axis Bank Limited₹400 crore

    2 open loans, taken out 2024 to 2025

  • Deg - Deutsche Investitions- Und Entwicklungsgesellschaft MBH₹307.13 crore

    Open, taken out 14 Aug 2025

  • State Bank of India₹300 crore

    Open, taken out 26 Jul 2021

  • Axis Bank Ltd.₹275 crore

    Open, taken out 31 Dec 2013

  • International Finance Corporation₹264.6 crore

    Open, taken out 13 Aug 2025

  • HDFC Bank Limited₹245 crore

    3 open loans, taken out 2022 to 2023

  • Indian Bank₹235 crore

    Open, taken out 25 May 2018

  • Sumitomo Mitsui Banking Corporation₹200 crore

    Open, taken out 28 May 2025

  • Export-Import Bank of India₹67 crore

    Open, taken out 3 Jun 2025

  • I F C I Limited₹40.18 crore

    Open, taken out 1 Dec 2004

  • Ifci Limited₹9 crore

    Open, taken out 1 Dec 2004

  • IDBI Trusteeship Services Limited₹2.66 crore

    Open, taken out 13 Jan 2005

98 earlier loans, now paid off
  • Axis Trustee Services Limited13 May 2025 to 27 Jan 2026₹595 crore
  • Axis Trustee Services Limited9 Nov 2023 to 27 Jan 2026₹177 crore
  • IDFC First Bank Limited4 Aug 2022 to 7 Aug 2026₹50 crore
  • Axis Trustee Services Limited5 May 2022 to 27 Jan 2026₹121.11 crore
  • Indusind Bank Ltd.29 Sept 2021 to 22 Dec 2025₹70 crore
  • HDFC Bank LTD27 May 2021 to 30 Sept 2024₹50 crore
  • Axis Trustee Services Limited15 Mar 2021 to 27 Jan 2026₹120 crore
  • Indian Bank24 Sept 2020 to 8 Sept 2023₹61.8 crore
  • Axis Trustee Services Limited23 Sept 2020 to 16 Jun 2023₹392.2 crore
  • Bank of India30 Jul 2020 to 31 Jan 2022₹35 crore
  • Union Bank of India Limited7 Jul 2020 to 1 Jan 2022₹10.5 crore
  • Bank of Baroda20 Jun 2020 to 8 Feb 2022₹460 crore
  • Punjab National Bank29 May 2020 to 10 Nov 2021₹15 crore
  • State Bank of India19 May 2020 to 6 Aug 2021₹32.5 crore
  • Axis Trustee Services Limited23 Aug 2019 to 27 Jan 2026₹200 crore
  • Axis Bank LTD Hong Kong Branch (Security Agent)3 Jun 2019 to 23 Sept 2020₹496.13 crore
  • Indusind Bank Ltd.28 Dec 2018 to 7 Dec 2022₹200 crore
  • Yes Bank Limited25 May 2018 to 4 Sept 2021₹137.72 crore
  • Axis Trustee Services Limited31 Mar 2017 to 27 Jan 2026₹40 crore
  • Axis Trustee Services Limited14 Feb 2017 to 27 Jan 2026₹110 crore
  • Axis Bank Ltd. (Acting As Security Agent)20 Oct 2016 to 4 Apr 2025₹233.63 crore
  • The Federal Bank Ltd.11 Apr 2016 to 1 May 2017₹65 crore
  • Axis Trustee Services Limited7 Apr 2016 to 27 Jan 2026₹850 crore
  • State Bank of Bikaner and Jaipur31 Mar 2014 to 30 May 2016₹50 crore
  • Indian Overseas Bank11 Dec 2013 to 4 Dec 2023₹142.8 crore
  • Bank of India (Security Trustee)1 Feb 2012 to 27 Feb 2023₹265 crore
  • Indian Overseas Bank4 Oct 2011 to 14 Jul 2023₹100 crore
  • Export-Import Bank of India28 Sept 2011 to 14 Aug 2023₹200 crore
  • Bank of India (Lead Bank)2 Sept 2011 to 3 Feb 2014₹1,440 crore
  • IDBI Bank Limited15 Jul 2010 to 25 Jul 2024₹50 crore
  • Bank of India30 Dec 2009 to 29 May 2019₹40 crore
  • Axis Bank Limited30 Dec 2009 to 22 May 2017₹250 crore
  • Bank of India15 Jun 2009 to 9 Oct 2012₹1,260 crore
  • Bank of India15 Jan 2009 to 21 Aug 2017₹100 crore
  • UCO Bank20 Dec 2008 to 8 May 2017₹68 crore
  • Bank of India10 Dec 2008 to 30 May 2017₹220 crore
  • UCO Bank15 Nov 2008 to 8 May 2017₹67 crore
  • Corporation Bank14 Nov 2008 to 5 May 2017₹151.5 crore
  • State Bank of Bikaner & Jaipur1 Nov 2008 to 29 Oct 2010₹134.25 crore
  • IDBI Bank Limited30 Jan 2008 to 24 Aug 2018₹100 crore
  • Madhya Pradesh State Industrial Development Corporation Limited29 Mar 2007 to 28 Mar 2024₹12.15 crore
  • Madhya Pradesh State Industrial Development Corporation Limited29 Mar 2007 to 28 Mar 2024₹12.77 crore
  • Madhya Pradesh State Industrial Development Corporation Limited29 Mar 2007 to 28 Mar 2024₹5.44 crore
  • Madhya Pradesh State Industrial Development Corporation Limited29 Mar 2007 to 28 Mar 2024₹11.17 crore
  • Madhya Pradesh State Industrial Development Corporation Limited29 Mar 2007 to 28 Mar 2024₹12.9 crore
  • Madhya Pradesh State Industrial Development Corporation Limited29 Mar 2007 to 28 Mar 2024₹12.2 crore
  • Indian Bank16 Sept 2006 to 22 Jun 2023₹27.22 crore
  • Indian Bank16 Sept 2006 to 6 Feb 2013₹35 crore
  • Bank of India (Lead Bank)13 Apr 2006 to 25 Jul 2011₹770 crore
  • State Bank of Bikaner and Jaipur29 Jul 2005 to 26 Aug 2011₹39 crore
  • State Bank of Mysore29 Mar 2005 to 1 Jun 2011₹9.94 crore
  • UCO Bank7 Mar 2005 to 18 Jul 2011₹30 crore
  • Industrial Development Bank of India Limited1 Dec 2004 to 3 Nov 2011₹121.04 crore
  • United India Insurance Company Limited1 Dec 2004 to 1 Aug 2011₹2 crore
  • Export Import Bank of India1 Dec 2004 to 19 Jul 2011₹20 crore
  • New India Assurance Company Limited1 Dec 2004 to 15 Jun 2011₹2.5 crore
  • General Insurance Corporation of India1 Dec 2004 to 25 May 2011₹2.5 crore
  • Indian Bank1 Dec 2004 to 30 May 2011₹8.5 crore
  • Life Insurance Corporation of India1 Dec 2004 to 26 Jul 2011₹22.36 crore
  • Karnatka State Industrial Investment and Development Corporation Limited1 Dec 2004 to 26 Sept 2017₹15.5 crore
  • Oriental Insurance Company Limited1 Dec 2004 to 15 Sept 2011₹1.5 crore
  • National Insurance Company Limited1 Dec 2004 to 16 Jun 2011₹1.5 crore
  • Industrial Development Bank of India LTD24 Nov 2004 to 3 Aug 2011₹35 crore
  • Bank of India28 Sept 2004 to 15 Dec 2007₹655 crore
  • Uti Bank Limited23 Sept 2004 to 6 Oct 2007₹20 crore
  • Uti Bank LTD29 Jun 2004 to 2 Jul 2009₹12 crore
  • IDBI Trusteeship Services Limited15 Jun 2004 to 30 May 2012₹27.35 crore
  • General Insurance Corporation of India12 Feb 2004 to 3 Mar 2011₹5 crore
  • Life Insurance Corporation of India4 Dec 2003 to 17 Feb 2011₹10 crore
  • Industrial Development Bank of India24 Nov 2003 to 11 Feb 2011₹10 crore
  • Uti Bank Limited29 Sept 2003 to 14 Oct 2008₹10 crore
  • The Jammu & Kashmir Bank LTD29 Aug 2003 to 20 May 2017₹4.3 crore
  • IDBI Trusteeship Services LTD30 Jun 2003 to 11 Feb 2011₹63.39 crore
  • IDBI Trusteeship Services LTD30 Jun 2003 to 28 Jul 2011₹12.86 crore
  • Canara Bank31 Mar 2003 to 17 Jan 2005₹14 crore
  • Canara Bank31 Mar 2003 to 17 Jan 2005₹2.5 crore
  • Uti Bank Limited13 Mar 2002 to 29 Jan 2007₹2.5 crore
  • General Insurance Corporation of India15 Oct 2001 to 22 Jan 2008₹5 crore
  • Uti Bank Limited24 Jul 2001 to 1 Oct 2007₹15 crore
  • Life Insurance Corporation of India16 May 2001 to 6 Feb 2008₹8 crore
  • Export Import Bank of India19 Apr 2001 to 2 Jul 2010₹5 crore
  • Export Import Bank of India19 Apr 2001 to 2 Jul 2010₹5 crore
  • Iondustrial Development Bank of India7 Mar 2001 to 18 Jun 2008₹12 crore
  • Industrial Development Bank of India7 Mar 2001 to 21 Nov 2006₹45 crore
  • Bank of India8 Feb 2001 to 28 Feb 2007₹398.24 crore
  • Bank of India12 Jan 2001 to 18 Jan 2011₹60 crore
  • Madhya Pradesh State Industrial Development Corporation15 Jul 2000 to 20 Aug 2007₹25.01 crore
  • Industrial Development Bank of India12 Jun 1998 to 11 Jul 2007₹42 crore
  • Madhya Pradesh State Industrial Development Corporation14 Feb 1998 to 20 Aug 2007₹3.43 crore
  • Madhya Pradesh State Industrial Development Corporation14 Feb 1998 to 20 Aug 2007₹4.41 crore
  • Madhya Pradesh State Industrial Development Corporation14 Feb 1998 to 20 Aug 2007₹40.85 lakh
  • Industrial Development Bank of India14 Oct 1997 to 25 Jul 2024₹50 crore
  • Industrial Development Bank of India29 Jul 1997 to 21 Nov 2006₹15.5 crore
  • State Bank of India20 Mar 1997 to 28 Sept 2011₹20 crore
  • Industrial Development Bank of India7 Aug 1996 to 26 Feb 2007₹90 crore
  • Bank of India19 Jan 1996 to 19 Oct 2010₹10 crore
  • Industries Development Bank of India20 Nov 1990 to 25 Jul 2024₹70 lakh
  • Industries Development Bank of India21 Apr 1989 to 25 Jul 2024₹1.85 crore

What its filings add

JK Tyre & Industries files these with the registrar. Entiva fetches and reads them for you.

  • Every year · AOC-4

    Revenue, profit and the balance sheet

    Its financial statements, year by year.

  • Every year · MGT-7

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    Its shareholders, and how much each one owns.

  • Each loan · CHG-1

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    The terms, and which assets back each loan.

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The details on this page come from public records, including MCA's register of companies as Entiva read it on . Things may have changed since. A loan amount is the most the lender can claim against the company's assets, not what is still owed.