ActiveErnakulam, KeralaSince 1997

Indus Credit Limited

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Set up in 1997 in Ernakulam. It has pledged its assets against loans of up to ₹66.05 crore from 6 lenders.

CINU65910KL1997PLC011088
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29 years at a glance

Loans against its assets, and when today's people joined

199820002002200420062008201020122014201620182020202220242026LOANS AGAINST ITS ASSETSTODAY'S PEOPLE, WHEN THEY JOINEDRegistered as a companyV Narayanaswamy, up to ₹10 crore, 27 Jan 2012 to 29 Jun 2013City Union Bank Limited, up to ₹2.5 crore, 23 Apr 2013 to still openDhanlaxmi Bank Limited, up to ₹10 crore, 3 Jan 2014 to still openMr. Adharsh Joseph, up to ₹1.5 crore, 17 Sept 2018 to 20 Sept 2023The Federal Bank LTD, up to ₹10 crore, 3 Dec 2018 to still openAdharsh Joseph, up to ₹15 lakh, 19 Dec 2018 to 19 Dec 2023Mr. Adharsh Joseph, up to ₹20 lakh, 5 Mar 2019 to 25 Feb 2022Mr. Adharsh Joseph, up to ₹20 lakh, 15 May 2019 to 30 Apr 2022Mr. Adharsh Joseph, up to ₹1.8 lakh, 14 Sept 2019 to 24 Aug 2020Mr. Adharsh Joseph, up to ₹6.6 lakh, 21 Dec 2019 to 28 Dec 2020Mr. Adharsh Joseph, up to ₹12 lakh, 5 Feb 2020 to 1 Feb 2021Adharsh Joseph, up to ₹43 lakh, 18 Feb 2020 to 13 Feb 2023Mr. Adharsh Joseph, up to ₹4 lakh, 1 Jun 2020 to 11 Jun 2021The Federal Bank Limited, up to ₹5 crore, 12 Jun 2020 to 12 Mar 2021Adharsh Joseph, up to ₹1 lakh, 3 Dec 2020 to 20 Nov 2025Adharsh Joseph, up to ₹2 lakh, 21 Jan 2021 to 15 Dec 2022The Federal Bank LTD, up to ₹10 crore, 9 Mar 2021 to 10 Jun 2024Adharsh Joseph, up to ₹7 lakh, 24 Mar 2021 to 24 Mar 2023Mr. Adharsh Joseph, up to ₹25 lakh, 11 Jun 2021 to 9 Jun 2023Adharsh Joseph, up to ₹10 lakh, 12 Aug 2021 to 31 Aug 2024Mr. Adharsh Joseph, up to ₹44 lakh, 3 Sept 2021 to 31 Oct 2022Adharsh Joseph, up to ₹75 lakh, 31 May 2023 to 31 May 2026Adharsh Joseph, up to ₹50.5 lakh, 30 Jun 2023 to 30 Jun 2026Adharsh Joseph, up to ₹16 lakh, 1 Aug 2023 to 31 Jul 2026Adharsh Joseph, up to ₹22 lakh, 31 Aug 2023 to 31 Aug 2026Adharsh Joseph, up to ₹5 lakh, 30 Sept 2023 to still openAdharsh Joseph, up to ₹5 lakh, 31 Oct 2023 to still openAdharsh Joseph, up to ₹15 lakh, 30 Nov 2023 to still openAdharsh Joseph, up to ₹15 lakh, 31 Dec 2023 to still openAdharsh Joseph, up to ₹43 lakh, 31 Jan 2024 to still openAdharsh Joseph, up to ₹25 lakh, 6 Mar 2024 to still openAdharsh Joseph, up to ₹42.5 lakh, 17 Apr 2024 to still openAdharsh Joseph, up to ₹8 lakh, 31 May 2024 to still openThe Federal Bank Limited, up to ₹10 crore, 13 Jun 2024 to still openAdharsh Joseph, up to ₹20 lakh, 29 Jun 2024 to 4 Jul 2025Adharsh Joseph, up to ₹31 lakh, 31 Jul 2024 to 5 Aug 2025Adharsh Joseph, up to ₹12 lakh, 31 Aug 2024 to 31 Aug 2026Adharsh Joseph, up to ₹7 lakh, 30 Sept 2024 to still openAdharsh Joseph, up to ₹3 lakh, 30 Oct 2024 to still openAdharsh Joseph, up to ₹15 lakh, 30 Nov 2024 to 5 Dec 2025Adharsh Joseph, up to ₹44.5 lakh, 6 Jan 2025 to 5 Jan 2026Adharsh Joseph, up to ₹9 lakh, 31 Jan 2025 to still openAdharsh Joseph, up to ₹5 lakh, 28 Feb 2025 to still openAdharsh Joseph, up to ₹11 lakh, 31 Mar 2025 to still openAdharsh Joseph, up to ₹10 lakh, 30 Apr 2025 to still openAdharsh Joseph, up to ₹8.5 lakh, 29 May 2025 to still openAdharsh Joseph, up to ₹5 lakh, 30 Jun 2025 to still openAdharsh Joseph, up to ₹5 lakh, 31 Jul 2025 to still openAdharsh Joseph, up to ₹55 lakh, 30 Aug 2025 to still openAdharsh Joseph, up to ₹47.5 lakh, 30 Sept 2025 to still openAdharsh Joseph, up to ₹62 lakh, 24 Oct 2025 to still openAdharsh Joseph, up to ₹5.43 crore, 20 Nov 2025 to still openAdharsh Joseph, up to ₹2.43 crore, 30 Dec 2025 to still openFederal Bank, up to ₹10 crore, 5 Jan 2026 to still openAdharsh Joseph, up to ₹85.6 lakh, 29 Jan 2026 to still openAdharsh Joseph, up to ₹41 lakh, 28 Feb 2026 to still openAdharsh Joseph, up to ₹4.29 crore, 31 Mar 2026 to still openAdharsh Joseph, up to ₹3.13 crore, 30 Apr 2026 to still openAdharsh Joseph, up to ₹25 lakh, 5 Jun 2026 to still openAdharsh Joseph, up to ₹1.53 crore, 30 Jun 2026 to still openAdharsh Joseph, up to ₹1.35 crore, 23 Jul 2026 to still open
Loan still openLoan paid offSomeone joined, and is still there
  • 1997Registered as a company on 7 Jan 1997.
  • 2026Its biggest loan against assets, ₹10 crore with Federal Bank, is still open.

Who runs it

This page does not list its directors yet. Open the company in Entiva to see who runs it on MCA's register today.

Who has lent to it

₹66.05 crorein loans backed by its assets, from 6 lenders

  • Adharsh Joseph₹23.55 crore

    29 open loans, taken out 2023 to 2026

  • Federal Bank₹10 crore

    Open, taken out 5 Jan 2026

  • The Federal Bank Limited₹10 crore

    Open, taken out 13 Jun 2024

  • The Federal Bank LTD₹10 crore

    Open, taken out 3 Dec 2018

  • Dhanlaxmi Bank Limited₹10 crore

    Open, taken out 3 Jan 2014

  • City Union Bank Limited₹2.5 crore

    Open, taken out 23 Apr 2013

27 earlier loans, now paid off
  • Adharsh Joseph6 Jan 2025 to 5 Jan 2026₹44.5 lakh
  • Adharsh Joseph30 Nov 2024 to 5 Dec 2025₹15 lakh
  • Adharsh Joseph31 Aug 2024 to 31 Aug 2026₹12 lakh
  • Adharsh Joseph31 Jul 2024 to 5 Aug 2025₹31 lakh
  • Adharsh Joseph29 Jun 2024 to 4 Jul 2025₹20 lakh
  • Adharsh Joseph31 Aug 2023 to 31 Aug 2026₹22 lakh
  • Adharsh Joseph1 Aug 2023 to 31 Jul 2026₹16 lakh
  • Adharsh Joseph30 Jun 2023 to 30 Jun 2026₹50.5 lakh
  • Adharsh Joseph31 May 2023 to 31 May 2026₹75 lakh
  • Mr. Adharsh Joseph3 Sept 2021 to 31 Oct 2022₹44 lakh
  • Adharsh Joseph12 Aug 2021 to 31 Aug 2024₹10 lakh
  • Mr. Adharsh Joseph11 Jun 2021 to 9 Jun 2023₹25 lakh
  • Adharsh Joseph24 Mar 2021 to 24 Mar 2023₹7 lakh
  • The Federal Bank LTD9 Mar 2021 to 10 Jun 2024₹10 crore
  • Adharsh Joseph21 Jan 2021 to 15 Dec 2022₹2 lakh
  • Adharsh Joseph3 Dec 2020 to 20 Nov 2025₹1 lakh
  • The Federal Bank Limited12 Jun 2020 to 12 Mar 2021₹5 crore
  • Mr. Adharsh Joseph1 Jun 2020 to 11 Jun 2021₹4 lakh
  • Adharsh Joseph18 Feb 2020 to 13 Feb 2023₹43 lakh
  • Mr. Adharsh Joseph5 Feb 2020 to 1 Feb 2021₹12 lakh
  • Mr. Adharsh Joseph21 Dec 2019 to 28 Dec 2020₹6.6 lakh
  • Mr. Adharsh Joseph14 Sept 2019 to 24 Aug 2020₹1.8 lakh
  • Mr. Adharsh Joseph15 May 2019 to 30 Apr 2022₹20 lakh
  • Mr. Adharsh Joseph5 Mar 2019 to 25 Feb 2022₹20 lakh
  • Adharsh Joseph19 Dec 2018 to 19 Dec 2023₹15 lakh
  • Mr. Adharsh Joseph17 Sept 2018 to 20 Sept 2023₹1.5 crore
  • V Narayanaswamy27 Jan 2012 to 29 Jun 2013₹10 crore

What its filings add

Indus Credit files these with the registrar. Entiva fetches and reads them for you.

  • Every year · AOC-4

    Revenue, profit and the balance sheet

    Its financial statements, year by year.

  • Every year · MGT-7

    Who owns it

    Its shareholders, and how much each one owns.

  • Each loan · CHG-1

    Each loan in detail

    The terms, and which assets back each loan.

  • ChatGPT · Claude

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The details on this page come from public records, including MCA's register of companies as Entiva read it on . Things may have changed since. A loan amount is the most the lender can claim against the company's assets, not what is still owed.