ActivePune, MaharashtraSince 1990

Electronica Finance Limited

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Set up in 1990 in Pune. It has pledged its assets against loans of up to ₹4,897.13 crore from 45 lenders.

CINU74110PN1990PLC057017
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36 years at a glance

Loans against its assets, and when today's people joined

199219941996199820002002200420062008201020122014201620182020202220242026LOANS AGAINST ITS ASSETSTODAY'S PEOPLE, WHEN THEY JOINEDRegistered as a companyThe Saraswat Co-Op. Bank Limited, up to ₹50 lakh, 26 Jun 1993 to 16 Oct 2018The Saraswat Co-Operative Bank Limited, up to ₹7 crore, 29 Jun 1993 to 14 Dec 2020The United Western Bank Limited, up to ₹50 lakh, 9 Jun 1994 to 28 May 2012The Coamos Co-Operative Bank Ltd., up to ₹1 crore, 11 Dec 1995 to 23 Jan 2010The United Western Bank Limited, up to ₹1.5 crore, 21 Aug 1996 to 28 May 2012The Saraswat Co-Operative Bank Ltd., up to ₹40 lakh, 10 Oct 1996 to 14 Sept 2018The Saraswat Co-Operative Bank Ltd., up to ₹6.6 lakh, 12 Feb 1997 to 14 Sept 2018The United Western Bank Limited, up to ₹8 crore, 21 Oct 1997 to 1 Jul 2008Gda Trust Management Private Limited, up to ₹15 crore, 16 May 1998 to 27 May 2010The Saraswat Co-Op Bank Ltd., up to ₹50 lakh, 22 May 2000 to 26 Sept 2018Development Credit Bank Ltd., up to ₹5 crore, 29 Jun 2005 to 22 Dec 2007Development Credit Bank Ltd., up to ₹1 crore, 16 Jul 2005 to 22 Dec 2007Development Credit Bank Ltd., up to ₹70 lakh, 16 Sept 2005 to 22 Dec 2007Development Credit Bank, up to ₹5 crore, 28 Mar 2006 to 22 Dec 2007Axis Bank Limited, up to ₹2.5 crore, 29 Mar 2006 to 25 Jan 2017Uti Bank LTD, up to ₹7.5 crore, 31 Aug 2006 to 26 Jul 2012The Cosmos Co-Operative Bank Limited, up to ₹2.4 crore, 31 Aug 2006 to 27 Jun 2012Development Credit Bank Limited, up to ₹5 crore, 28 Feb 2007 to 31 Dec 2008Uti Bank Limited, up to ₹5 crore, 1 Mar 2007 to 11 Aug 2010Uti Bank Limited, up to ₹5 crore, 15 May 2007 to 11 Aug 2010Small Industries Development Bank of India, up to ₹3 crore, 20 Jun 2007 to 1 Mar 2010Small Industries Development Bank of India, up to ₹3.5 crore, 1 Aug 2007 to 27 Apr 2011Bank of Maharashtra, up to ₹2 crore, 28 Sept 2007 to 7 Apr 2025Axis Bank Limited, up to ₹7.5 crore, 5 Dec 2007 to 15 Feb 2010Bank of Maharashtra, up to ₹4.5 crore, 2 Apr 2008 to 7 Apr 2025Tamilnadu Industrial Investment Corporation Limited, up to ₹3 crore, 6 May 2008 to still openAxis Bank Limited, up to ₹2.08 crore, 10 May 2008 to 6 Apr 2011Small Industries Development Bank of India, up to ₹6.5 crore, 28 Jun 2008 to 3 Jan 2012Tata Capital Limited, up to ₹10 crore, 28 Aug 2008 to 30 Aug 2010Axis Bank Limited, up to ₹4.31 crore, 27 Aug 2009 to 15 Nov 2012Corporation Bank, up to ₹5 crore, 25 Sept 2009 to 3 Feb 2012IDBI Bank Limited, up to ₹8 crore, 30 Dec 2009 to 2 Dec 2020HDFC Bank Limited, up to ₹15 crore, 17 Feb 2010 to 2 Apr 2013Bank of Maharashtra, up to ₹9 crore, 11 Mar 2010 to still openSmall Industries Development Bank of India, up to ₹6 crore, 31 Mar 2010 to 26 Mar 2012Syndicate Bank, up to ₹13 crore, 14 Jun 2010 to 2 Sept 2013HDFC Bank Limited, up to ₹15 crore, 6 Sept 2010 to 7 Oct 2013Axis Bank Limited, up to ₹9.5 crore, 7 Dec 2010 to 16 Jan 2014Syndicate Bank, up to ₹25 crore, 18 Dec 2010 to 10 Dec 2013IDBI Bank Limited, up to ₹10 crore, 30 Mar 2011 to 6 May 2014Ratnakar Bank Limited, up to ₹5 crore, 15 Apr 2011 to 28 Mar 2013Ratnakar Bank Limited, up to ₹10 crore, 20 May 2011 to 7 Apr 2012Tata Capital Limited, up to ₹5 crore, 3 Sept 2011 to 18 Feb 2013Dhanlaxmi Bank Limited, up to ₹10 crore, 3 Oct 2011 to 10 Oct 2012Axis Bank Limited, up to ₹10 crore, 5 Oct 2011 to 1 Mar 2013Small Industries Development Bank Limited, up to ₹15 crore, 14 Oct 2011 to 28 Dec 2015Vijaya Bank Limited, up to ₹10 crore, 9 Nov 2011 to 4 Feb 2015Tata Capital Limited, up to ₹10 crore, 19 Jan 2012 to 23 Feb 2015IDBI Bank Limited, up to ₹10 crore, 2 Feb 2012 to 9 Feb 2015Bank of Maharashtra, up to ₹10 crore, 10 Mar 2012 to 24 Feb 2014Tata Capital Financial Services Limited, up to ₹5 crore, 1 Jun 2012 to 25 Mar 2017Ratnakar Bank Limited, up to ₹9 crore, 6 Jun 2012 to 3 Mar 2014State Bank of India, up to ₹25 crore, 13 Jul 2012 to 23 Apr 2015Vijaya Bank Limited, up to ₹5 crore, 10 Sept 2012 to 28 Sept 2015Small Industries Development Bank of India, up to ₹10 crore, 24 Sept 2012 to 9 Jan 2017IDBI Bank Limited, up to ₹20 crore, 26 Sept 2012 to 30 Oct 2015Tata Capital Financial Services Limited, up to ₹5 crore, 31 Oct 2012 to 25 Mar 2017L & T Finance Limited, up to ₹4 crore, 29 Dec 2012 to 16 Feb 2015State Bank of India, up to ₹20 crore, 21 Jan 2013 to 9 Dec 2015Tata Capital Financial Services Limited, up to ₹3.05 crore, 24 Jan 2013 to 26 Apr 2017Small Industrial Development Bank, up to ₹5 crore, 29 Jan 2013 to 14 Feb 2017Small Industries Development Bank of India, up to ₹2 crore, 29 Jan 2013 to 22 May 2017HDFC Bank Limited, up to ₹6 crore, 13 Mar 2013 to 2 Aug 2016The Ratnakar Bank Limited, up to ₹9.75 crore, 27 Mar 2013 to 15 Jan 2018Allahabad Bank, up to ₹15 crore, 3 Apr 2013 to 29 Jun 2016Syndicate Bank, up to ₹10 crore, 13 May 2013 to 31 Aug 2016Tata Capital Financial Services Limited, up to ₹9.15 crore, 12 Jun 2013 to 25 Mar 2017The Ratnakar Bank Limited, up to ₹20 crore, 13 Jun 2013 to 18 May 2018HDFC Bank Limited, up to ₹25 crore, 3 Jul 2013 to 7 Sept 2016Ifmr Capital Finance Private Limited, up to ₹5 crore, 18 Jul 2013 to 19 Nov 2014ICICI Bank Limited, up to ₹10 crore, 16 Aug 2013 to 6 Sept 2016State Bank of India, up to ₹110 crore, 27 Sept 2013 to 4 May 2023State Bank of India, up to ₹15 crore, 27 Sept 2013 to 24 Oct 2016IDBI Bank Limited, up to ₹10 crore, 28 Nov 2013 to 17 Jun 2017Kotak Mahindra Bank Limited, up to ₹12 crore, 8 May 2014 to 1 Jun 2017Axis Bank LTD, up to ₹17.5 crore, 13 May 2014 to 16 Jun 2017The Ratnakar Bank Limited, up to ₹9.25 crore, 10 Jun 2014 to 20 Jul 2017Tata Capital Financial Services Limited, up to ₹10 crore, 28 Jun 2014 to 30 Nov 2017Syndicate Bank, up to ₹15 crore, 28 Jul 2014 to 1 Aug 2017IDBI Bank Limited, up to ₹10 crore, 4 Sept 2014 to 30 Oct 2017HDFC Bank Limited, up to ₹15 crore, 5 Sept 2014 to 3 Nov 2017Vijaya Bank, up to ₹10 crore, 19 Sept 2014 to 11 Dec 2014Vijaya Bank, up to ₹10 crore, 19 Sept 2014 to 25 Jul 2017DCB Bank Limited, up to ₹7 crore, 1 Oct 2014 to 31 Oct 2017Indian Bank, up to ₹15 crore, 19 Dec 2014 to 2 Dec 2017Tata Capital Financial Services Limited, up to ₹7 crore, 29 Dec 2014 to 12 Mar 2018State Bank of India, up to ₹15 crore, 22 Jan 2015 to 6 Nov 2017Maharashtra Gramin Bank, up to ₹15 crore, 17 Mar 2015 to 31 Mar 2018Syndicate Bank, up to ₹3 crore, 26 Mar 2015 to 15 Apr 2025DCB Bank Limited, up to ₹4 crore, 27 Mar 2015 to 26 Apr 2018Indian Bank, up to ₹10 crore, 8 Aug 2015 to 2 Jul 2018RBL Bank Limited, up to ₹7 crore, 25 Aug 2015 to 18 Jun 2019Bajaj Finance Limited, up to ₹15 crore, 15 Sept 2015 to 20 Nov 2018HDFC Bank Limited, up to ₹12.5 crore, 23 Sept 2015 to 15 Oct 2018Syndicate Bank, up to ₹10 crore, 29 Sept 2015 to 22 Oct 2018State Bank of India, up to ₹30 crore, 30 Sept 2015 to 30 Jul 2018Vijaya Bank, up to ₹18 crore, 4 Dec 2015 to 12 Apr 2018IDBI Bank Limited, up to ₹10 crore, 16 Feb 2016 to 6 Apr 2018Syndicate Bank, up to ₹10 crore, 22 Feb 2016 to 23 Apr 2018Tata Capital Financial Services Limited, up to ₹10 crore, 8 Mar 2016 to 23 Sept 2020Small Industries Development Bank of India, up to ₹25 crore, 18 Mar 2016 to 13 Oct 2020Indian Bank, up to ₹9 crore, 28 Mar 2016 to 18 Mar 2019Maharashtra Gramin Bank, up to ₹15 crore, 30 Mar 2016 to 30 Mar 2019DCB Bank Limited, up to ₹4 crore, 30 Mar 2016 to 12 Apr 2019Ifmr Capital Finance Private Limited, up to ₹17 crore, 28 Jun 2016 to 28 Sept 2016Tata Capital Financial Services Limited, up to ₹15 crore, 29 Jun 2016 to 18 Dec 2019Bajaj Finance Limited, up to ₹13 crore, 27 Jul 2016 to 25 Sept 2019Ifmr Capital Finance Private Limited, up to ₹7 crore, 3 Aug 2016 to 3 Nov 2016Aditya Birla Finance Limited, up to ₹10 crore, 23 Aug 2016 to 4 Aug 2022Hinduja Leyland Finance Limited, up to ₹25 crore, 30 Aug 2016 to 20 Sept 2019SBM Bank (Mauritius) LTD, up to ₹10 crore, 2 Sept 2016 to 22 Sept 2020Syndicate Bank, up to ₹7.5 crore, 7 Sept 2016 to 17 Nov 2020RBL Bank Limited, up to ₹20 crore, 29 Sept 2016 to 18 Jun 2019Indian Bank, up to ₹20 crore, 10 Oct 2016 to 1 Oct 2019The South Indian Bank Limited, up to ₹20 crore, 30 Nov 2016 to 27 Jan 2021Small Industries Development Bank of India, up to ₹5 crore, 7 Dec 2016 to still openHDFC Bank Limited, up to ₹15 crore, 16 Dec 2016 to 23 Jan 2020Nabsamruddhi Finance Limited, up to ₹15 crore, 5 Jan 2017 to 31 Mar 2022Mahindra and Mahindra Financial Services Limited, up to ₹40 crore, 14 Mar 2017 to 6 Aug 2018Syndicate Bank, up to ₹3 crore, 27 Mar 2017 to 15 Apr 2025Catalyst Trusteeship Limited, up to ₹52.9 crore, 29 Mar 2017 to 26 Apr 2021The Catholic Syrian Bank LTD, up to ₹10 crore, 5 Apr 2017 to 26 Apr 2022Fedbank Financial Services Limited, up to ₹10 crore, 28 Jul 2017 to 19 Oct 2020The Federal Bank LTD, up to ₹10 crore, 8 Sept 2017 to 31 Mar 2023SBM Bank (India) Limited, up to ₹15 crore, 19 Sept 2017 to still openIndian Bank, up to ₹25 crore, 22 Sept 2017 to 4 Jan 2022The South Indian Bank Limited, up to ₹10 crore, 22 Sept 2017 to 18 Dec 2021Catalyst Trusteeship Limited, up to ₹10 crore, 13 Nov 2017 to 9 May 2020The Federal Bank LTD, up to ₹15 crore, 15 Dec 2017 to 23 Jun 2025Union Bank of India, up to ₹40 crore, 6 Feb 2018 to 11 Apr 2023HDFC Bank Limited, up to ₹15 crore, 15 Mar 2018 to still openLakshmi Vilas Bank Limited, up to ₹25 crore, 4 May 2018 to 3 Jan 2020Catalyst Trusteeship Limited, up to ₹25 crore, 20 Jun 2018 to 27 Dec 2019Bajaj Finance Limited, up to ₹15 crore, 3 Sept 2018 to 9 Dec 2021Nabsamruddhi Finance Limited, up to ₹9.5 crore, 22 Oct 2018 to 31 Oct 2023The Catholic Syrian Bank LTD, up to ₹15 crore, 7 Feb 2019 to 25 Apr 2024IDBI Trusteeship Services Limited, up to ₹35 crore, 18 Mar 2019 to 12 Apr 2024HDFC Bank Limited, up to ₹15 crore, 28 Mar 2019 to 31 May 2022Tata Capital Financial Services Limited, up to ₹20 crore, 29 Mar 2019 to 26 Aug 2024Indian Bank, up to ₹35 crore, 27 May 2019 to 29 Jun 2024Allahabad Bank, up to ₹15 crore, 10 Jun 2019 to 2 Mar 2024ICICI Bank Limited, up to ₹9.96 lakh, 11 Jul 2019 to 7 May 2024The Federal Bank LTD, up to ₹15 crore, 30 Jul 2019 to 5 Feb 2024Union Bank of India, up to ₹50 crore, 24 Sept 2019 to 29 Oct 2024ICICI Bank Limited, up to ₹27.75 lakh, 25 Sept 2019 to 7 May 2024Corporation Bank, up to ₹25 crore, 14 Nov 2019 to 5 Dec 2024ICICI Bank Limited, up to ₹23.72 lakh, 21 Nov 2019 to 7 May 2024United Bank of India, up to ₹10 crore, 22 Nov 2019 to 21 Dec 2024HDFC Bank Limited, up to ₹20 crore, 30 Dec 2019 to 16 May 2023Bajaj Finance Limited, up to ₹20 crore, 30 Dec 2019 to 31 May 2023Indian Bank, up to ₹50 crore, 2 Jun 2020 to 1 Jul 2025Catalyst Trusteeship Limited, up to ₹35 crore, 5 Aug 2020 to 24 Jan 2022Small Industries Development Bank of India, up to ₹20 crore, 12 Aug 2020 to 3 May 2021Catalyst Trusteeship Limited, up to ₹30 crore, 22 Sept 2020 to 10 Mar 2022CSB Bank Limited, up to ₹15 crore, 23 Nov 2020 to 27 Jan 2026AU Small Finance Bank Limited, up to ₹15 crore, 15 Dec 2020 to still openUCO Bank, up to ₹20 crore, 16 Dec 2020 to 17 Jan 2026Indian Overseas Bank, up to ₹25 crore, 17 Dec 2020 to 30 Jun 2026Tata Capital Financial Services Limited, up to ₹28.5 crore, 29 Jan 2021 to 12 May 2025AU Small Finance Bank Limited, up to ₹15 crore, 6 Mar 2021 to 15 May 2024HDFC Bank Limited, up to ₹20 crore, 12 Mar 2021 to 16 May 2024Bajaj Finance Limited, up to ₹20 crore, 22 Mar 2021 to 21 May 2024Federal Bank Limited, up to ₹35 crore, 14 May 2021 to still openThe Federal Bank LTD, up to ₹20 crore, 15 May 2021 to 30 May 2025Indian Bank, up to ₹50 crore, 3 Jun 2021 to 25 Aug 2026Small Industries Development Bank of India (SIDBI), up to ₹40 crore, 26 Aug 2021 to 12 Sept 2022Catalyst Trusteeship Limited, up to ₹33.75 crore, 23 Sept 2021 to 30 Jul 2024CSB Bank Limited, up to ₹25 crore, 25 Nov 2021 to still openBank of Maharashtra, up to ₹100 crore, 26 Nov 2021 to still openCanara Bank, up to ₹75 crore, 27 Dec 2021 to still openBandhan Bank Limited, up to ₹30 crore, 31 Dec 2021 to 7 Mar 2026Nabkisan Finance Limited, up to ₹25 crore, 31 Jan 2022 to 7 Apr 2025Indian Overseas Bank, up to ₹35 crore, 16 Feb 2022 to still openIDBI Bank Limited, up to ₹20 crore, 24 Feb 2022 to still openIDBI Bank Limited, up to ₹5 crore, 24 Feb 2022 to still openBank of Baroda, up to ₹15 crore, 25 Feb 2022 to 23 Mar 2026Bank of Baroda, up to ₹15 crore, 25 Feb 2022 to 23 Mar 2026The South Indian Bank Limited, up to ₹10 crore, 28 Feb 2022 to 2 Mar 2026HDFC Bank Limited, up to ₹35 crore, 10 Mar 2022 to 17 May 2025UCO Bank, up to ₹15 crore, 29 Mar 2022 to still openMaharashtra Gramin Bank, up to ₹25 crore, 30 Mar 2022 to 3 Jan 2026Indian Bank, up to ₹20 crore, 31 Mar 2022 to still openBajaj Finance Limited, up to ₹27.5 crore, 29 Jun 2022 to 28 Oct 2025IDBI Trusteeship Services Limited, up to ₹4.46 crore, 30 Aug 2022 to still openThe Federal Bank LTD, up to ₹50 crore, 7 Sept 2022 to still openThe Federal Bank LTD, up to ₹15 crore, 7 Sept 2022 to still openThe Federal Bank LTD, up to ₹30 crore, 7 Sept 2022 to still openCSB Bank LTD, up to ₹50 crore, 19 Sept 2022 to still openBank of Baroda, up to ₹50 crore, 26 Sept 2022 to still openIndian Bank, up to ₹25 crore, 28 Sept 2022 to still openThe Karur Vysya Bank LTD, up to ₹25 crore, 29 Sept 2022 to 6 Oct 2025Canara Bank, up to ₹30 crore, 30 Sept 2022 to still openIDFC First Bank Limited, up to ₹30 crore, 29 Nov 2022 to 9 Jan 2026Maharashtra Gramin Bank, up to ₹50 crore, 2 Dec 2022 to still openUnion Bank of India, up to ₹25 crore, 19 Dec 2022 to still openThe South Indian Bank Limited, up to ₹15 crore, 30 Dec 2022 to 1 Sept 2025Bank of Maharashtra, up to ₹50 crore, 30 Dec 2022 to still openState Bank of India, up to ₹100 crore, 5 Jan 2023 to still openHDFC Bank Limited, up to ₹85 crore, 14 Feb 2023 to 17 Apr 2026AU Small Finance Bank Limited, up to ₹20 crore, 23 Feb 2023 to 13 Mar 2026Nabkisan Finance Limited, up to ₹20 crore, 6 Mar 2023 to still openSIDBI, up to ₹45 crore, 10 Mar 2023 to 23 Jul 2026Aditya Birla Finance Limited, up to ₹20 crore, 18 Mar 2023 to still openBank of Baroda, up to ₹50 crore, 27 Mar 2023 to still openUtkarsh Small Finance Bank Limited, up to ₹30 crore, 30 Mar 2023 to 11 May 2026Bandhan Bank Limited, up to ₹15 crore, 12 May 2023 to 24 Jul 2026Yes Bank Limited, up to ₹50 crore, 20 Jun 2023 to still openIDBI Trusteeship Services Limited, up to ₹62.1 crore, 21 Jun 2023 to still openKisetsu Saison Finance (India) Private Limited, up to ₹35 crore, 23 Jun 2023 to 22 Jun 2026IDBI Bank Limited, up to ₹15 crore, 28 Jun 2023 to still openHDFC Bank Limited, up to ₹50 crore, 6 Jul 2023 to still openBajaj Finance Limited, up to ₹25 crore, 21 Jul 2023 to still openVardhman Trusteeship Private Limited, up to ₹45 crore, 21 Jul 2023 to 30 Jul 2026SBM Bank (India) Limited, up to ₹15 crore, 24 Aug 2023 to still openCatalyst Trusteeship Limited, up to ₹25 crore, 30 Aug 2023 to 30 Sept 2026Catalyst Trusteeship Limited, up to ₹25 crore, 31 Aug 2023 to still openNabsamruddhi Finance Limited, up to ₹22.5 crore, 31 Aug 2023 to still openNabsamruddhi Finance Limited, up to ₹22.5 crore, 31 Aug 2023 to still openUnion Bank of India, up to ₹50 crore, 20 Sept 2023 to still openCatalyst Trusteeship Limited, up to ₹24 crore, 25 Sept 2023 to still openCatholic Syrian Bank, up to ₹50 crore, 26 Sept 2023 to still openFederal Bank LTD, up to ₹30 crore, 28 Sept 2023 to still openThe Federal Bank LTD, up to ₹30 crore, 30 Sept 2023 to still openIndian Bank, up to ₹50 crore, 30 Sept 2023 to still openCanara Bank, up to ₹50 crore, 30 Sept 2023 to still openState Bank of India, up to ₹100 crore, 30 Oct 2023 to still openAU Small Finance Bank Limited, up to ₹10 crore, 30 Jan 2024 to still openBank of Maharashtra, up to ₹100 crore, 30 Mar 2024 to still openAU Small Finance Bank Limited, up to ₹10 crore, 24 Apr 2024 to still openIDFC First Bank Limited, up to ₹70 crore, 7 May 2024 to still openKisetsu Saison Finance (India) Private Limited, up to ₹35 crore, 29 May 2024 to still openYes Bank Limited, up to ₹20 crore, 5 Aug 2024 to still openCanara Bank, up to ₹50 crore, 9 Aug 2024 to still openHDFC Bank Limited, up to ₹25 crore, 13 Aug 2024 to still openCatalyst Trusteeship Limited, up to ₹60 crore, 22 Aug 2024 to still openBajaj Finance Limited, up to ₹35 crore, 13 Sept 2024 to still openNabsamruddhi Finance Limited, up to ₹12.25 crore, 25 Sept 2024 to still openNabsamruddhi Finance Limited, up to ₹22.75 crore, 25 Sept 2024 to still openBandhan Bank Limited, up to ₹50 crore, 26 Sept 2024 to still openFederal Bank Limited, up to ₹100 crore, 27 Sept 2024 to still openSBM Bank (India) Limited, up to ₹20 crore, 27 Sept 2024 to still openTata Capital Limited, up to ₹30 crore, 30 Sept 2024 to still openCatalyst Trusteeship Limited, up to ₹41.84 crore, 4 Oct 2024 to still openIDFC First Bank Limited, up to ₹15 crore, 21 Oct 2024 to still openIDFC First Bank Limited, up to ₹140 crore, 21 Oct 2024 to still openIndian Bank, up to ₹50 crore, 28 Oct 2024 to still openDCB Bank Limited, up to ₹25 crore, 26 Nov 2024 to still openCatalyst Trusteeship Limited, up to ₹86.33 crore, 8 Jan 2025 to still openIndian Overseas Bank, up to ₹50 crore, 29 Jan 2025 to still openSIDBI, up to ₹150 crore, 25 Mar 2025 to still openUnion Bank of India, up to ₹50 crore, 27 Mar 2025 to still openState Bank of India, up to ₹160 crore, 27 Mar 2025 to still openUtkarsh Small Finance Bank Limited, up to ₹29 crore, 31 Mar 2025 to still openUCO Bank, up to ₹30 crore, 17 Apr 2025 to still openBank of Maharashtra, up to ₹100 crore, 28 Apr 2025 to still openBajaj Finance Limited, up to ₹30 crore, 30 Apr 2025 to still openEsaf Small Finance Bank Limited, up to ₹25 crore, 28 May 2025 to still openCapital Small Finance Bank Limited, up to ₹40 crore, 18 Jun 2025 to still openNabkisan Finance Limited, up to ₹15 crore, 8 Jul 2025 to still openNabkisan Finance Limited, up to ₹60 crore, 8 Jul 2025 to still openCatalyst Trusteeship Limited, up to ₹77.4 crore, 29 Jul 2025 to still openNabsamruddhi Finance Limited, up to ₹30 crore, 18 Aug 2025 to still openCanara Bank, up to ₹75 crore, 25 Aug 2025 to still openYes Bank Limited, up to ₹50 crore, 28 Aug 2025 to still openEquitas Small Finance Bank Limited, up to ₹50 crore, 24 Sept 2025 to still openBandhan Bank Limited, up to ₹50 crore, 29 Sept 2025 to still openThe Karur Vysya Bank Limited, up to ₹50 crore, 30 Sept 2025 to still openIDFC First Bank Limited, up to ₹150 crore, 27 Oct 2025 to still openThe Federal Bank LTD, up to ₹100 crore, 14 Nov 2025 to still openSBM Bank (India) Limited, up to ₹30 crore, 26 Dec 2025 to still openBank of India Limited, up to ₹50 crore, 30 Dec 2025 to still openUnity Small Finance Bank Limited, up to ₹50 crore, 26 Feb 2026 to still openBajaj Finance Limited, up to ₹50 crore, 27 Feb 2026 to still openDhanlaxmi Bank Limited, up to ₹50 crore, 20 Mar 2026 to still openCSB Bank Limited, up to ₹50 crore, 25 Mar 2026 to still openMas Financial Services Limited, up to ₹50 crore, 30 Mar 2026 to still openDCB Bank Limited, up to ₹30 crore, 24 Apr 2026 to still openSuryoday Small Finance Bank Limited, up to ₹50 crore, 30 Apr 2026 to still openUtkarsh Small Finance Bank Limited, up to ₹20 crore, 29 Jun 2026 to still openMas Financial Services Limited, up to ₹25 crore, 29 Jun 2026 to still openSIDBI, up to ₹100 crore, 28 Jul 2026 to still openThe Karnataka Bank Limited, up to ₹50 crore, 30 Jul 2026 to still openBajaj Finance Limited, up to ₹50 crore, 29 Aug 2026 to still openIDFC First Bank Limited, up to ₹150 crore, 9 Sept 2026 to still openNabkisan Finance Limited, up to ₹80 crore, 16 Sept 2026 to still open
Loan still openLoan paid offSomeone joined, and is still there
  • 1990Registered as a company on 26 Jun 1990.
  • 2025Its biggest loan against assets, ₹160 crore with State Bank of India, is still open.

Who runs it

This page does not list its directors yet. Open the company in Entiva to see who runs it on MCA's register today.

Who has lent to it

₹4,897.13 crorein loans backed by its assets, from 45 lenders

  • IDFC First Bank Limited₹525 crore

    5 open loans, taken out 2024 to 2026

  • State Bank of India₹360 crore

    3 open loans, taken out 2023 to 2025

  • Bank of Maharashtra₹359 crore

    5 open loans, taken out 2010 to 2025

  • Catalyst Trusteeship Limited₹314.57 crore

    6 open loans, taken out 2023 to 2025

  • Canara Bank₹280 crore

    5 open loans, taken out 2021 to 2025

  • SIDBI₹250 crore

    2 open loans, taken out 2025 to 2026

  • The Federal Bank LTD₹225 crore

    5 open loans, taken out 2022 to 2025

  • Bajaj Finance Limited₹190 crore

    5 open loans, taken out 2023 to 2026

  • Nabkisan Finance Limited₹175 crore

    4 open loans, taken out 2023 to 2026

  • Indian Bank₹145 crore

    4 open loans, taken out 2022 to 2024

  • Federal Bank Limited₹135 crore

    2 open loans, taken out 2021 to 2024

  • Union Bank of India₹125 crore

    3 open loans, taken out 2022 to 2025

  • Yes Bank Limited₹120 crore

    3 open loans, taken out 2023 to 2025

  • Nabsamruddhi Finance Limited₹110 crore

    5 open loans, taken out 2023 to 2025

  • Bandhan Bank Limited₹100 crore

    2 open loans, taken out 2024 to 2025

  • Bank of Baroda₹100 crore

    2 open loans, taken out 2022 to 2023

  • HDFC Bank Limited₹90 crore

    3 open loans, taken out 2018 to 2024

  • Indian Overseas Bank₹85 crore

    2 open loans, taken out 2022 to 2025

  • SBM Bank (India) Limited₹80 crore

    4 open loans, taken out 2017 to 2025

  • Mas Financial Services Limited₹75 crore

    2 open loans, taken out in 2026

  • CSB Bank Limited₹75 crore

    2 open loans, taken out 2021 to 2026

  • IDBI Trusteeship Services Limited₹66.56 crore

    2 open loans, taken out 2022 to 2023

  • DCB Bank Limited₹55 crore

    2 open loans, taken out 2024 to 2026

  • The Karnataka Bank Limited₹50 crore

    Open, taken out 30 Jul 2026

  • Suryoday Small Finance Bank Limited₹50 crore

    Open, taken out 30 Apr 2026

  • Dhanlaxmi Bank Limited₹50 crore

    Open, taken out 20 Mar 2026

  • Unity Small Finance Bank Limited₹50 crore

    Open, taken out 26 Feb 2026

  • Bank of India Limited₹50 crore

    Open, taken out 30 Dec 2025

  • The Karur Vysya Bank Limited₹50 crore

    Open, taken out 30 Sept 2025

  • Equitas Small Finance Bank Limited₹50 crore

    Open, taken out 24 Sept 2025

  • Catholic Syrian Bank₹50 crore

    Open, taken out 26 Sept 2023

  • Maharashtra Gramin Bank₹50 crore

    Open, taken out 2 Dec 2022

  • CSB Bank LTD₹50 crore

    Open, taken out 19 Sept 2022

  • Utkarsh Small Finance Bank Limited₹49 crore

    2 open loans, taken out 2025 to 2026

  • UCO Bank₹45 crore

    2 open loans, taken out 2022 to 2025

  • Capital Small Finance Bank Limited₹40 crore

    Open, taken out 18 Jun 2025

  • IDBI Bank Limited₹40 crore

    3 open loans, taken out 2022 to 2023

  • Kisetsu Saison Finance (India) Private Limited₹35 crore

    Open, taken out 29 May 2024

  • AU Small Finance Bank Limited₹35 crore

    3 open loans, taken out 2020 to 2024

  • Tata Capital Limited₹30 crore

    Open, taken out 30 Sept 2024

  • Federal Bank LTD₹30 crore

    Open, taken out 28 Sept 2023

  • Esaf Small Finance Bank Limited₹25 crore

    Open, taken out 28 May 2025

  • Aditya Birla Finance Limited₹20 crore

    Open, taken out 18 Mar 2023

  • Small Industries Development Bank of India₹5 crore

    Open, taken out 7 Dec 2016

  • Tamilnadu Industrial Investment Corporation Limited₹3 crore

    Open, taken out 6 May 2008

179 earlier loans, now paid off
  • Catalyst Trusteeship Limited30 Aug 2023 to 30 Sept 2026₹25 crore
  • Vardhman Trusteeship Private Limited21 Jul 2023 to 30 Jul 2026₹45 crore
  • Kisetsu Saison Finance (India) Private Limited23 Jun 2023 to 22 Jun 2026₹35 crore
  • Bandhan Bank Limited12 May 2023 to 24 Jul 2026₹15 crore
  • Utkarsh Small Finance Bank Limited30 Mar 2023 to 11 May 2026₹30 crore
  • SIDBI10 Mar 2023 to 23 Jul 2026₹45 crore
  • AU Small Finance Bank Limited23 Feb 2023 to 13 Mar 2026₹20 crore
  • HDFC Bank Limited14 Feb 2023 to 17 Apr 2026₹85 crore
  • The South Indian Bank Limited30 Dec 2022 to 1 Sept 2025₹15 crore
  • IDFC First Bank Limited29 Nov 2022 to 9 Jan 2026₹30 crore
  • The Karur Vysya Bank LTD29 Sept 2022 to 6 Oct 2025₹25 crore
  • Bajaj Finance Limited29 Jun 2022 to 28 Oct 2025₹27.5 crore
  • Maharashtra Gramin Bank30 Mar 2022 to 3 Jan 2026₹25 crore
  • HDFC Bank Limited10 Mar 2022 to 17 May 2025₹35 crore
  • The South Indian Bank Limited28 Feb 2022 to 2 Mar 2026₹10 crore
  • Bank of Baroda25 Feb 2022 to 23 Mar 2026₹15 crore
  • Bank of Baroda25 Feb 2022 to 23 Mar 2026₹15 crore
  • Nabkisan Finance Limited31 Jan 2022 to 7 Apr 2025₹25 crore
  • Bandhan Bank Limited31 Dec 2021 to 7 Mar 2026₹30 crore
  • Catalyst Trusteeship Limited23 Sept 2021 to 30 Jul 2024₹33.75 crore
  • Small Industries Development Bank of India (SIDBI)26 Aug 2021 to 12 Sept 2022₹40 crore
  • Indian Bank3 Jun 2021 to 25 Aug 2026₹50 crore
  • The Federal Bank LTD15 May 2021 to 30 May 2025₹20 crore
  • Bajaj Finance Limited22 Mar 2021 to 21 May 2024₹20 crore
  • HDFC Bank Limited12 Mar 2021 to 16 May 2024₹20 crore
  • AU Small Finance Bank Limited6 Mar 2021 to 15 May 2024₹15 crore
  • Tata Capital Financial Services Limited29 Jan 2021 to 12 May 2025₹28.5 crore
  • Indian Overseas Bank17 Dec 2020 to 30 Jun 2026₹25 crore
  • UCO Bank16 Dec 2020 to 17 Jan 2026₹20 crore
  • CSB Bank Limited23 Nov 2020 to 27 Jan 2026₹15 crore
  • Catalyst Trusteeship Limited22 Sept 2020 to 10 Mar 2022₹30 crore
  • Small Industries Development Bank of India12 Aug 2020 to 3 May 2021₹20 crore
  • Catalyst Trusteeship Limited5 Aug 2020 to 24 Jan 2022₹35 crore
  • Indian Bank2 Jun 2020 to 1 Jul 2025₹50 crore
  • HDFC Bank Limited30 Dec 2019 to 16 May 2023₹20 crore
  • Bajaj Finance Limited30 Dec 2019 to 31 May 2023₹20 crore
  • United Bank of India22 Nov 2019 to 21 Dec 2024₹10 crore
  • ICICI Bank Limited21 Nov 2019 to 7 May 2024₹23.72 lakh
  • Corporation Bank14 Nov 2019 to 5 Dec 2024₹25 crore
  • ICICI Bank Limited25 Sept 2019 to 7 May 2024₹27.75 lakh
  • Union Bank of India24 Sept 2019 to 29 Oct 2024₹50 crore
  • The Federal Bank LTD30 Jul 2019 to 5 Feb 2024₹15 crore
  • ICICI Bank Limited11 Jul 2019 to 7 May 2024₹9.96 lakh
  • Allahabad Bank10 Jun 2019 to 2 Mar 2024₹15 crore
  • Indian Bank27 May 2019 to 29 Jun 2024₹35 crore
  • Tata Capital Financial Services Limited29 Mar 2019 to 26 Aug 2024₹20 crore
  • HDFC Bank Limited28 Mar 2019 to 31 May 2022₹15 crore
  • IDBI Trusteeship Services Limited18 Mar 2019 to 12 Apr 2024₹35 crore
  • The Catholic Syrian Bank LTD7 Feb 2019 to 25 Apr 2024₹15 crore
  • Nabsamruddhi Finance Limited22 Oct 2018 to 31 Oct 2023₹9.5 crore
  • Bajaj Finance Limited3 Sept 2018 to 9 Dec 2021₹15 crore
  • Catalyst Trusteeship Limited20 Jun 2018 to 27 Dec 2019₹25 crore
  • Lakshmi Vilas Bank Limited4 May 2018 to 3 Jan 2020₹25 crore
  • Union Bank of India6 Feb 2018 to 11 Apr 2023₹40 crore
  • The Federal Bank LTD15 Dec 2017 to 23 Jun 2025₹15 crore
  • Catalyst Trusteeship Limited13 Nov 2017 to 9 May 2020₹10 crore
  • Indian Bank22 Sept 2017 to 4 Jan 2022₹25 crore
  • The South Indian Bank Limited22 Sept 2017 to 18 Dec 2021₹10 crore
  • The Federal Bank LTD8 Sept 2017 to 31 Mar 2023₹10 crore
  • Fedbank Financial Services Limited28 Jul 2017 to 19 Oct 2020₹10 crore
  • The Catholic Syrian Bank LTD5 Apr 2017 to 26 Apr 2022₹10 crore
  • Catalyst Trusteeship Limited29 Mar 2017 to 26 Apr 2021₹52.9 crore
  • Syndicate Bank27 Mar 2017 to 15 Apr 2025₹3 crore
  • Mahindra and Mahindra Financial Services Limited14 Mar 2017 to 6 Aug 2018₹40 crore
  • Nabsamruddhi Finance Limited5 Jan 2017 to 31 Mar 2022₹15 crore
  • HDFC Bank Limited16 Dec 2016 to 23 Jan 2020₹15 crore
  • The South Indian Bank Limited30 Nov 2016 to 27 Jan 2021₹20 crore
  • Indian Bank10 Oct 2016 to 1 Oct 2019₹20 crore
  • RBL Bank Limited29 Sept 2016 to 18 Jun 2019₹20 crore
  • Syndicate Bank7 Sept 2016 to 17 Nov 2020₹7.5 crore
  • SBM Bank (Mauritius) LTD2 Sept 2016 to 22 Sept 2020₹10 crore
  • Hinduja Leyland Finance Limited30 Aug 2016 to 20 Sept 2019₹25 crore
  • Aditya Birla Finance Limited23 Aug 2016 to 4 Aug 2022₹10 crore
  • Ifmr Capital Finance Private Limited3 Aug 2016 to 3 Nov 2016₹7 crore
  • Bajaj Finance Limited27 Jul 2016 to 25 Sept 2019₹13 crore
  • Tata Capital Financial Services Limited29 Jun 2016 to 18 Dec 2019₹15 crore
  • Ifmr Capital Finance Private Limited28 Jun 2016 to 28 Sept 2016₹17 crore
  • Maharashtra Gramin Bank30 Mar 2016 to 30 Mar 2019₹15 crore
  • DCB Bank Limited30 Mar 2016 to 12 Apr 2019₹4 crore
  • Indian Bank28 Mar 2016 to 18 Mar 2019₹9 crore
  • Small Industries Development Bank of India18 Mar 2016 to 13 Oct 2020₹25 crore
  • Tata Capital Financial Services Limited8 Mar 2016 to 23 Sept 2020₹10 crore
  • Syndicate Bank22 Feb 2016 to 23 Apr 2018₹10 crore
  • IDBI Bank Limited16 Feb 2016 to 6 Apr 2018₹10 crore
  • Vijaya Bank4 Dec 2015 to 12 Apr 2018₹18 crore
  • State Bank of India30 Sept 2015 to 30 Jul 2018₹30 crore
  • Syndicate Bank29 Sept 2015 to 22 Oct 2018₹10 crore
  • HDFC Bank Limited23 Sept 2015 to 15 Oct 2018₹12.5 crore
  • Bajaj Finance Limited15 Sept 2015 to 20 Nov 2018₹15 crore
  • RBL Bank Limited25 Aug 2015 to 18 Jun 2019₹7 crore
  • Indian Bank8 Aug 2015 to 2 Jul 2018₹10 crore
  • DCB Bank Limited27 Mar 2015 to 26 Apr 2018₹4 crore
  • Syndicate Bank26 Mar 2015 to 15 Apr 2025₹3 crore
  • Maharashtra Gramin Bank17 Mar 2015 to 31 Mar 2018₹15 crore
  • State Bank of India22 Jan 2015 to 6 Nov 2017₹15 crore
  • Tata Capital Financial Services Limited29 Dec 2014 to 12 Mar 2018₹7 crore
  • Indian Bank19 Dec 2014 to 2 Dec 2017₹15 crore
  • DCB Bank Limited1 Oct 2014 to 31 Oct 2017₹7 crore
  • Vijaya Bank19 Sept 2014 to 11 Dec 2014₹10 crore
  • Vijaya Bank19 Sept 2014 to 25 Jul 2017₹10 crore
  • HDFC Bank Limited5 Sept 2014 to 3 Nov 2017₹15 crore
  • IDBI Bank Limited4 Sept 2014 to 30 Oct 2017₹10 crore
  • Syndicate Bank28 Jul 2014 to 1 Aug 2017₹15 crore
  • Tata Capital Financial Services Limited28 Jun 2014 to 30 Nov 2017₹10 crore
  • The Ratnakar Bank Limited10 Jun 2014 to 20 Jul 2017₹9.25 crore
  • Axis Bank LTD13 May 2014 to 16 Jun 2017₹17.5 crore
  • Kotak Mahindra Bank Limited8 May 2014 to 1 Jun 2017₹12 crore
  • IDBI Bank Limited28 Nov 2013 to 17 Jun 2017₹10 crore
  • State Bank of India27 Sept 2013 to 4 May 2023₹110 crore
  • State Bank of India27 Sept 2013 to 24 Oct 2016₹15 crore
  • ICICI Bank Limited16 Aug 2013 to 6 Sept 2016₹10 crore
  • Ifmr Capital Finance Private Limited18 Jul 2013 to 19 Nov 2014₹5 crore
  • HDFC Bank Limited3 Jul 2013 to 7 Sept 2016₹25 crore
  • The Ratnakar Bank Limited13 Jun 2013 to 18 May 2018₹20 crore
  • Tata Capital Financial Services Limited12 Jun 2013 to 25 Mar 2017₹9.15 crore
  • Syndicate Bank13 May 2013 to 31 Aug 2016₹10 crore
  • Allahabad Bank3 Apr 2013 to 29 Jun 2016₹15 crore
  • The Ratnakar Bank Limited27 Mar 2013 to 15 Jan 2018₹9.75 crore
  • HDFC Bank Limited13 Mar 2013 to 2 Aug 2016₹6 crore
  • Small Industrial Development Bank29 Jan 2013 to 14 Feb 2017₹5 crore
  • Small Industries Development Bank of India29 Jan 2013 to 22 May 2017₹2 crore
  • Tata Capital Financial Services Limited24 Jan 2013 to 26 Apr 2017₹3.05 crore
  • State Bank of India21 Jan 2013 to 9 Dec 2015₹20 crore
  • L & T Finance Limited29 Dec 2012 to 16 Feb 2015₹4 crore
  • Tata Capital Financial Services Limited31 Oct 2012 to 25 Mar 2017₹5 crore
  • IDBI Bank Limited26 Sept 2012 to 30 Oct 2015₹20 crore
  • Small Industries Development Bank of India24 Sept 2012 to 9 Jan 2017₹10 crore
  • Vijaya Bank Limited10 Sept 2012 to 28 Sept 2015₹5 crore
  • State Bank of India13 Jul 2012 to 23 Apr 2015₹25 crore
  • Ratnakar Bank Limited6 Jun 2012 to 3 Mar 2014₹9 crore
  • Tata Capital Financial Services Limited1 Jun 2012 to 25 Mar 2017₹5 crore
  • Bank of Maharashtra10 Mar 2012 to 24 Feb 2014₹10 crore
  • IDBI Bank Limited2 Feb 2012 to 9 Feb 2015₹10 crore
  • Tata Capital Limited19 Jan 2012 to 23 Feb 2015₹10 crore
  • Vijaya Bank Limited9 Nov 2011 to 4 Feb 2015₹10 crore
  • Small Industries Development Bank Limited14 Oct 2011 to 28 Dec 2015₹15 crore
  • Axis Bank Limited5 Oct 2011 to 1 Mar 2013₹10 crore
  • Dhanlaxmi Bank Limited3 Oct 2011 to 10 Oct 2012₹10 crore
  • Tata Capital Limited3 Sept 2011 to 18 Feb 2013₹5 crore
  • Ratnakar Bank Limited20 May 2011 to 7 Apr 2012₹10 crore
  • Ratnakar Bank Limited15 Apr 2011 to 28 Mar 2013₹5 crore
  • IDBI Bank Limited30 Mar 2011 to 6 May 2014₹10 crore
  • Syndicate Bank18 Dec 2010 to 10 Dec 2013₹25 crore
  • Axis Bank Limited7 Dec 2010 to 16 Jan 2014₹9.5 crore
  • HDFC Bank Limited6 Sept 2010 to 7 Oct 2013₹15 crore
  • Syndicate Bank14 Jun 2010 to 2 Sept 2013₹13 crore
  • Small Industries Development Bank of India31 Mar 2010 to 26 Mar 2012₹6 crore
  • HDFC Bank Limited17 Feb 2010 to 2 Apr 2013₹15 crore
  • IDBI Bank Limited30 Dec 2009 to 2 Dec 2020₹8 crore
  • Corporation Bank25 Sept 2009 to 3 Feb 2012₹5 crore
  • Axis Bank Limited27 Aug 2009 to 15 Nov 2012₹4.31 crore
  • Tata Capital Limited28 Aug 2008 to 30 Aug 2010₹10 crore
  • Small Industries Development Bank of India28 Jun 2008 to 3 Jan 2012₹6.5 crore
  • Axis Bank Limited10 May 2008 to 6 Apr 2011₹2.08 crore
  • Bank of Maharashtra2 Apr 2008 to 7 Apr 2025₹4.5 crore
  • Axis Bank Limited5 Dec 2007 to 15 Feb 2010₹7.5 crore
  • Bank of Maharashtra28 Sept 2007 to 7 Apr 2025₹2 crore
  • Small Industries Development Bank of India1 Aug 2007 to 27 Apr 2011₹3.5 crore
  • Small Industries Development Bank of India20 Jun 2007 to 1 Mar 2010₹3 crore
  • Uti Bank Limited15 May 2007 to 11 Aug 2010₹5 crore
  • Uti Bank Limited1 Mar 2007 to 11 Aug 2010₹5 crore
  • Development Credit Bank Limited28 Feb 2007 to 31 Dec 2008₹5 crore
  • Uti Bank LTD31 Aug 2006 to 26 Jul 2012₹7.5 crore
  • The Cosmos Co-Operative Bank Limited31 Aug 2006 to 27 Jun 2012₹2.4 crore
  • Axis Bank Limited29 Mar 2006 to 25 Jan 2017₹2.5 crore
  • Development Credit Bank28 Mar 2006 to 22 Dec 2007₹5 crore
  • Development Credit Bank Ltd.16 Sept 2005 to 22 Dec 2007₹70 lakh
  • Development Credit Bank Ltd.16 Jul 2005 to 22 Dec 2007₹1 crore
  • Development Credit Bank Ltd.29 Jun 2005 to 22 Dec 2007₹5 crore
  • The Saraswat Co-Op Bank Ltd.22 May 2000 to 26 Sept 2018₹50 lakh
  • Gda Trust Management Private Limited16 May 1998 to 27 May 2010₹15 crore
  • The United Western Bank Limited21 Oct 1997 to 1 Jul 2008₹8 crore
  • The Saraswat Co-Operative Bank Ltd.12 Feb 1997 to 14 Sept 2018₹6.6 lakh
  • The Saraswat Co-Operative Bank Ltd.10 Oct 1996 to 14 Sept 2018₹40 lakh
  • The United Western Bank Limited21 Aug 1996 to 28 May 2012₹1.5 crore
  • The Coamos Co-Operative Bank Ltd.11 Dec 1995 to 23 Jan 2010₹1 crore
  • The United Western Bank Limited9 Jun 1994 to 28 May 2012₹50 lakh
  • The Saraswat Co-Operative Bank Limited29 Jun 1993 to 14 Dec 2020₹7 crore
  • The Saraswat Co-Op. Bank Limited26 Jun 1993 to 16 Oct 2018₹50 lakh

What its filings add

Electronica Finance files these with the registrar. Entiva fetches and reads them for you.

  • Every year · AOC-4

    Revenue, profit and the balance sheet

    Its financial statements, year by year.

  • Every year · MGT-7

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    Its shareholders, and how much each one owns.

  • Each loan · CHG-1

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    The terms, and which assets back each loan.

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The details on this page come from public records, including MCA's register of companies as Entiva read it on . Things may have changed since. A loan amount is the most the lender can claim against the company's assets, not what is still owed.