ActiveJalandhar, PunjabSince 1992

Credifin Limited

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Set up in 1992 in Jalandhar. It has pledged its assets against loans of up to ₹381.28 crore from 26 lenders.

CINL65110PB1992PLC012488
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34 years at a glance

Loans against its assets, and when today's people joined

19941996199820002002200420062008201020122014201620182020202220242026LOANS AGAINST ITS ASSETSTODAY'S PEOPLE, WHEN THEY JOINEDRegistered as a companyIndian Bank, up to ₹1 lakh, 29 Aug 2000 to still openCapt (Retd) Gurdeep Singh, up to ₹51.23 lakh, 28 Jan 2004 to 15 May 2008Col. (Retd.) Gurdeep Singh, up to ₹26.41 lakh, 5 Apr 2004 to 15 Apr 2008Col. (Retd.) Gurdeep Singh, up to ₹43.55 lakh, 12 Jul 2004 to 15 Apr 2008Capital Local Area Bank Limited, up to ₹2.5 crore, 15 Oct 2004 to 15 Dec 2023Col. (Retd.) Gurdeep Singh, up to ₹43.1 lakh, 19 Oct 2004 to 15 Apr 2008Col. (Retd.) Gurdeep Singh, up to ₹29.41 lakh, 18 Jan 2005 to still openAtam Parakash Sharma, up to ₹1.81 lakh, 24 Jul 2006 to 28 Feb 2014Atam Parkash Sharma, up to ₹21.7 lakh, 25 Nov 2006 to 28 Feb 2014Atam Parkash Sharma, up to ₹13.72 lakh, 19 Jan 2007 to 17 Dec 2015Atam Parkash Sharma, up to ₹10.43 lakh, 7 May 2007 to 18 Dec 2015Atam Parkash Sharma, up to ₹39.69 lakh, 6 Aug 2007 to 18 Dec 2015Atam Parkash Sharma, up to ₹21.76 lakh, 20 Nov 2007 to 19 Dec 2015Atam Parkash Sharma, up to ₹26.12 lakh, 30 Jan 2008 to 19 Dec 2015Atam Parkash Sharma, up to ₹26.99 lakh, 2 May 2008 to 21 Dec 2015Atam Parkash Sharma, up to ₹99.09 lakh, 24 Feb 2009 to 21 Dec 2015Atam Parkash Sharma, up to ₹50.8 lakh, 23 May 2009 to 22 Dec 2015Atam Parkash Sharma, up to ₹34.59 lakh, 27 Aug 2009 to 22 Dec 2015Atam Parkash Sharma, up to ₹49.33 lakh, 27 Nov 2009 to 28 Feb 2014Atam Parkash Sharma, up to ₹36 lakh, 31 Aug 2010 to 28 Feb 2014Atam Parkash Sharma, up to ₹27.95 lakh, 31 Aug 2010 to 24 Dec 2015Atam Parkash Sharma, up to ₹88.63 lakh, 20 Dec 2010 to 24 Dec 2015Atam Parkash Sharma, up to ₹92.12 lakh, 10 May 2011 to 23 May 2018Atam Parkash Sharma, up to ₹86.67 lakh, 22 Dec 2011 to 24 Dec 2015Atam Parkash Sharma, up to ₹1.9 crore, 27 Jun 2012 to 23 May 2018Atam Parkash Sharma, up to ₹1.11 crore, 28 Jan 2013 to 23 May 2018Atam Parkash Sharma, up to ₹88.68 lakh, 20 Mar 2013 to 23 May 2018S.Atam Parkash Sharma, up to ₹83.71 lakh, 27 May 2013 to 23 May 2018Mitcon Credentia Trusteeship Services Limited, up to ₹77.5 lakh, 30 Sept 2013 to 11 Sept 2023Midland Financiers Doaba Limited, up to ₹1.5 crore, 13 Jan 2017 to 24 Nov 2021Mand Hire Purchase Private Limited, up to ₹75 lakh, 27 May 2017 to 10 Jun 2019Mr. Ashish Gupta, up to ₹81.3 lakh, 12 Jan 2018 to still openShriram Transport Finance Company Limited, up to ₹50 lakh, 28 Jun 2018 to 30 Oct 2021Agile Finserv Private Limited, up to ₹1 crore, 16 Oct 2019 to 30 Nov 2021Exclusive Leasing and Finance Limited, up to ₹2 crore, 3 Aug 2020 to 13 Oct 2022Agile Finserv Private Limited, up to ₹3 crore, 15 Sept 2020 to 20 Oct 2022Catalyst Trusteeship Limited, up to ₹1.95 crore, 28 Nov 2020 to still openAgile Finserv Private Limited, up to ₹4 crore, 29 Dec 2020 to 20 Oct 2022Catalyst Trusteeship Limited, up to ₹3.39 crore, 20 Jan 2021 to still openExclusive Leasing and Finance Private Limited, up to ₹2 crore, 1 Mar 2021 to 25 Mar 2024Catalyst Trusteeship Limited, up to ₹1.66 crore, 9 Apr 2021 to still openCatalyst Trusteeship Limited, up to ₹70 lakh, 24 May 2021 to still openExclusive Leasing and Finance Private Limited, up to ₹1.5 crore, 29 Jul 2021 to 20 Aug 2024Catalyst Trusteeship Limited, up to ₹1.58 crore, 9 Sept 2021 to still openCatalyst Trusteeship Limited, up to ₹48.5 lakh, 20 Sept 2021 to still openUni-Com Fincorp Private Limited, up to ₹3 crore, 29 Sept 2021 to 27 Oct 2023Exclusive Leasing and Finance Private Limited, up to ₹2 crore, 30 Sept 2021 to 19 Mar 2025Northern India Consultants Private Limited, up to ₹70 lakh, 25 Oct 2021 to 25 Mar 2025Uni-Com Fincorp Private Limited, up to ₹3 crore, 29 Jan 2022 to 9 Apr 2024PKF Finance Limited, up to ₹2 crore, 29 Mar 2022 to 3 May 2025Uni-Com Fincorp Private Limited, up to ₹3 crore, 30 Mar 2022 to 27 Oct 2023Agile Finserv Private Limited, up to ₹1.3 crore, 12 May 2022 to 20 Oct 2022Mitcon Credentia Trusteeship Services Limited, up to ₹1.5 crore, 25 May 2022 to still openAgile Finserv Private Limited, up to ₹1.5 crore, 30 May 2022 to 20 Oct 2022Mas Financial Services Limited, up to ₹50 lakh, 30 Jun 2022 to 22 Jul 2024Mitcon Credentia Trusteeship Services Limited, up to ₹85 lakh, 2 Aug 2022 to still openPunjab Kashmir Finance Limited, up to ₹2 crore, 23 Aug 2022 to 23 Sept 2025Shriram Transport Finance Company Limited, up to ₹50 lakh, 23 Aug 2022 to 16 Dec 2024Namdev Finvest Private Limited, up to ₹2 crore, 31 Aug 2022 to 19 Mar 2025Grow Money Capital Private Limited, up to ₹2 crore, 17 Sept 2022 to 13 Nov 2025Mitcon Credentia Trusteeship Services Limited, up to ₹61.2 lakh, 19 Sept 2022 to still openMas Financial Services Limited, up to ₹2 crore, 29 Sept 2022 to 5 Apr 2025Mitcon Credentia Trusteeship Services Limited, up to ₹62.3 lakh, 22 Nov 2022 to still openMas Financial Services Limited, up to ₹2 crore, 28 Dec 2022 to 15 Jul 2025State Bank of India, up to ₹15 crore, 30 Dec 2022 to still openMitcon Credentia Trusteeship Services Limited, up to ₹42.75 lakh, 6 Mar 2023 to still openMas Financial Services Limited, up to ₹2 crore, 24 Mar 2023 to 27 Apr 2026Punjab Kashmir Finance Limited, up to ₹1 crore, 30 Mar 2023 to still openMas Financial Services Limited, up to ₹2 crore, 31 May 2023 to 30 Jun 2026Mitcon Credentia Trusteeship Services Limited, up to ₹5 crore, 12 Jul 2023 to still openPunjab Kashmir Finance Limited, up to ₹1 crore, 29 Jul 2023 to 28 Aug 2026AU Small Finance Bank Limited, up to ₹2 crore, 18 Aug 2023 to 12 Nov 2025Namdev Finvest Private Limited, up to ₹3 crore, 29 Aug 2023 to 16 Sept 2025Mas Financial Services Limited, up to ₹3 crore, 29 Sept 2023 to still openAU Small Finance Bank Limited, up to ₹1 crore, 30 Sept 2023 to 29 Oct 2025Mitcon Credentia Trusteeship Services�limited, up to ₹5.75 crore, 6 Oct 2023 to still openMitcon Credentia Trusteeship Services Limited, up to ₹96 lakh, 13 Oct 2023 to still openMas Financial Services Limited, up to ₹5 crore, 20 Oct 2023 to still openState Bank of India, up to ₹10 crore, 30 Oct 2023 to still openMitcon Credentia Trusteeship Services Limited, up to ₹34.2 lakh, 21 Dec 2023 to still openShriram Finance Limited, up to ₹2 crore, 27 Dec 2023 to 30 Jan 2026Ambit Finvest Private Limited, up to ₹3 crore, 27 Dec 2023 to 23 Feb 2026Incred Financial Services Limited, up to ₹2 crore, 29 Dec 2023 to 30 Jan 2026Mitcon Credentia Trusteeship Services Limited, up to ₹1.13 crore, 30 Dec 2023 to still openGrow Money Capital Private Limited, up to ₹5 crore, 15 Feb 2024 to still openVivriti Capital Limited, up to ₹10 crore, 14 Mar 2024 to still openMas Financial Services Limited, up to ₹1.5 crore, 19 Mar 2024 to still openMoneywise Financial Services Private Limited, up to ₹2.5 crore, 27 Mar 2024 to still openDoaba Finserv Private Limited, up to ₹3 crore, 27 Mar 2024 to still openCholamandalam Investment and Finance Company Limited, up to ₹2 crore, 30 Mar 2024 to still openDoaba Finserv Private Limited, up to ₹5 crore, 12 Jun 2024 to still openNorthern Arc Capital Limited, up to ₹5 crore, 13 Jun 2024 to still openMas Financial Services Limited, up to ₹3 crore, 29 Jun 2024 to still openAlwar General Finance Co. Pvt. Ltd., up to ₹5 crore, 15 Jul 2024 to 4 Aug 2026ICICI Bank Limited, up to ₹5 crore, 27 Jul 2024 to 7 Aug 2026Esaf Small Finance Bank Limited, up to ₹5 crore, 29 Jul 2024 to 7 Aug 2026Mas Financial Services Limited, up to ₹3 crore, 26 Sept 2024 to still openMitcon Credentia Trusteeship Services Limited, up to ₹15 crore, 30 Sept 2024 to still openShriram Finance Limited, up to ₹5 crore, 27 Oct 2024 to still openMas Financial Services Limited, up to ₹3 crore, 29 Oct 2024 to still openMitcon Credentia Trusteeship Services Limited, up to ₹22 lakh, 5 Nov 2024 to still openKissandhan Agri Financial Services Private Limited, up to ₹3.5 crore, 19 Nov 2024 to still openPKF Finance Limited, up to ₹2.5 crore, 20 Nov 2024 to still openLaxmi India Finance Limited, up to ₹1.75 crore, 24 Dec 2024 to still openLaxmi India Finance Limited, up to ₹1.75 crore, 24 Dec 2024 to still openElectronica Finance Limited, up to ₹2 crore, 26 Dec 2024 to still openMaanaveeya Development & Finance Private Limited, up to ₹5 crore, 26 Dec 2024 to still openMas Financial Services Limited, up to ₹5 crore, 27 Jan 2025 to still openAU Small Finance Bank Limited, up to ₹20 crore, 31 Jan 2025 to still openMitcon Credentia Trusteeship Services Limited, up to ₹38 lakh, 27 Feb 2025 to still openNorthern Arc Capital Limited, up to ₹10 crore, 26 Mar 2025 to still openMoneywise Financial Services Private Limited, up to ₹3 crore, 27 Mar 2025 to still openKissandhan Agri Financial Services Private Limited, up to ₹5 crore, 28 Mar 2025 to still openMitcon Credentia Trusteeship Services Limited, up to ₹24 lakh, 2 Apr 2025 to still openIndian Bank, up to ₹30 lakh, 18 Apr 2025 to still openIncred Financial Services Limited, up to ₹2 crore, 20 May 2025 to still openShriram Finance Limited, up to ₹5 crore, 26 May 2025 to still openAmbit Finvest Private Limited, up to ₹6 crore, 28 May 2025 to still openMas Financial Services Limited, up to ₹5 crore, 29 May 2025 to still openCatalyst Trusteeship Limited, up to ₹10 crore, 30 Jun 2025 to still openMas Financial Services Limited, up to ₹7.5 crore, 24 Jul 2025 to still openEsaf Small Finance Bank Limited, up to ₹5 crore, 8 Sept 2025 to still openAU Small Finance Bank Limited, up to ₹7.5 crore, 27 Oct 2025 to still openCatalyst Trusteeship Limited, up to ₹10 crore, 27 Nov 2025 to still openMas Financial Services Limited, up to ₹5 crore, 19 Dec 2025 to still openMitcon Credentia Trusteeship Services Limited, up to ₹12.25 crore, 31 Dec 2025 to still openNorthern Arc Capital Limited, up to ₹5 crore, 31 Dec 2025 to still openMitcon Credentia Trusteeship Services Limited, up to ₹1.23 crore, 14 Jan 2026 to still openAmbit Finvest Private Limited, up to ₹7 crore, 30 Jan 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹2.75 crore, 2 Feb 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹1.24 crore, 17 Feb 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹9.64 crore, 25 Feb 2026 to still openIncred Financial Services Limited, up to ₹10 crore, 10 Mar 2026 to still openMaanaveeya Development & Finance Private Limited, up to ₹5 crore, 30 Mar 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹8.18 crore, 18 Apr 2026 to still openHDFC Bank Limited, up to ₹70 lakh, 8 May 2026 to still openShriram Finance Limited, up to ₹5 crore, 31 May 2026 to still openHDFC Bank Limited, up to ₹50 crore, 7 Jun 2026 to still openMas Financial Services Limited, up to ₹3 crore, 19 Jun 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹1.25 crore, 21 Jul 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹1.25 crore, 21 Jul 2026 to still openMas Financial Services Limited, up to ₹3 crore, 27 Aug 2026 to still openMitcon Credentia Trusteeship Services Limited, up to ₹6.09 crore, 1 Sept 2026 to still open
Loan still openLoan paid offSomeone joined, and is still there
  • 1992Registered as a company on 20 Jul 1992.
  • 2026Its biggest loan against assets, ₹50 crore with HDFC Bank Limited, is still open.

Who runs it

This page does not list its directors yet. Open the company in Entiva to see who runs it on MCA's register today.

Who has lent to it

₹381.28 crorein loans backed by its assets, from 26 lenders

  • Mitcon Credentia Trusteeship Services Limited₹71.15 crore

    22 open loans, taken out 2022 to 2026

  • HDFC Bank Limited₹50.7 crore

    2 open loans, taken out in 2026

  • Mas Financial Services Limited₹47 crore

    12 open loans, taken out 2023 to 2026

  • Catalyst Trusteeship Limited₹29.76 crore

    8 open loans, taken out 2020 to 2025

  • AU Small Finance Bank Limited₹27.5 crore

    2 open loans, taken out in 2025

  • State Bank of India₹25 crore

    2 open loans, taken out 2022 to 2023

  • Northern Arc Capital Limited₹20 crore

    3 open loans, taken out 2024 to 2025

  • Shriram Finance Limited₹15 crore

    3 open loans, taken out 2024 to 2026

  • Ambit Finvest Private Limited₹13 crore

    2 open loans, taken out 2025 to 2026

  • Incred Financial Services Limited₹12 crore

    2 open loans, taken out 2025 to 2026

  • Maanaveeya Development & Finance Private Limited₹10 crore

    2 open loans, taken out 2024 to 2026

  • Vivriti Capital Limited₹10 crore

    Open, taken out 14 Mar 2024

  • Kissandhan Agri Financial Services Private Limited₹8.5 crore

    2 open loans, taken out 2024 to 2025

  • Doaba Finserv Private Limited₹8 crore

    2 open loans, taken out in 2024

  • Mitcon Credentia Trusteeship Services�limited₹5.75 crore

    Open, taken out 6 Oct 2023

  • Moneywise Financial Services Private Limited₹5.5 crore

    2 open loans, taken out 2024 to 2025

  • Esaf Small Finance Bank Limited₹5 crore

    Open, taken out 8 Sept 2025

  • Grow Money Capital Private Limited₹5 crore

    Open, taken out 15 Feb 2024

  • Laxmi India Finance Limited₹3.5 crore

    2 open loans, taken out 24 Dec 2024

  • PKF Finance Limited₹2.5 crore

    Open, taken out 20 Nov 2024

  • Electronica Finance Limited₹2 crore

    Open, taken out 26 Dec 2024

  • Cholamandalam Investment and Finance Company Limited₹2 crore

    Open, taken out 30 Mar 2024

  • Punjab Kashmir Finance Limited₹1 crore

    Open, taken out 30 Mar 2023

  • Mr. Ashish Gupta₹81.3 lakh

    Open, taken out 12 Jan 2018

  • Indian Bank₹31 lakh

    2 open loans, taken out 2000 to 2025

  • Col. (Retd.) Gurdeep Singh₹29.41 lakh

    Open, taken out 18 Jan 2005

63 earlier loans, now paid off
  • Esaf Small Finance Bank Limited29 Jul 2024 to 7 Aug 2026₹5 crore
  • ICICI Bank Limited27 Jul 2024 to 7 Aug 2026₹5 crore
  • Alwar General Finance Co. Pvt. Ltd.15 Jul 2024 to 4 Aug 2026₹5 crore
  • Incred Financial Services Limited29 Dec 2023 to 30 Jan 2026₹2 crore
  • Shriram Finance Limited27 Dec 2023 to 30 Jan 2026₹2 crore
  • Ambit Finvest Private Limited27 Dec 2023 to 23 Feb 2026₹3 crore
  • AU Small Finance Bank Limited30 Sept 2023 to 29 Oct 2025₹1 crore
  • Namdev Finvest Private Limited29 Aug 2023 to 16 Sept 2025₹3 crore
  • AU Small Finance Bank Limited18 Aug 2023 to 12 Nov 2025₹2 crore
  • Punjab Kashmir Finance Limited29 Jul 2023 to 28 Aug 2026₹1 crore
  • Mas Financial Services Limited31 May 2023 to 30 Jun 2026₹2 crore
  • Mas Financial Services Limited24 Mar 2023 to 27 Apr 2026₹2 crore
  • Mas Financial Services Limited28 Dec 2022 to 15 Jul 2025₹2 crore
  • Mas Financial Services Limited29 Sept 2022 to 5 Apr 2025₹2 crore
  • Grow Money Capital Private Limited17 Sept 2022 to 13 Nov 2025₹2 crore
  • Namdev Finvest Private Limited31 Aug 2022 to 19 Mar 2025₹2 crore
  • Punjab Kashmir Finance Limited23 Aug 2022 to 23 Sept 2025₹2 crore
  • Shriram Transport Finance Company Limited23 Aug 2022 to 16 Dec 2024₹50 lakh
  • Mas Financial Services Limited30 Jun 2022 to 22 Jul 2024₹50 lakh
  • Agile Finserv Private Limited30 May 2022 to 20 Oct 2022₹1.5 crore
  • Agile Finserv Private Limited12 May 2022 to 20 Oct 2022₹1.3 crore
  • Uni-Com Fincorp Private Limited30 Mar 2022 to 27 Oct 2023₹3 crore
  • PKF Finance Limited29 Mar 2022 to 3 May 2025₹2 crore
  • Uni-Com Fincorp Private Limited29 Jan 2022 to 9 Apr 2024₹3 crore
  • Northern India Consultants Private Limited25 Oct 2021 to 25 Mar 2025₹70 lakh
  • Exclusive Leasing and Finance Private Limited30 Sept 2021 to 19 Mar 2025₹2 crore
  • Uni-Com Fincorp Private Limited29 Sept 2021 to 27 Oct 2023₹3 crore
  • Exclusive Leasing and Finance Private Limited29 Jul 2021 to 20 Aug 2024₹1.5 crore
  • Exclusive Leasing and Finance Private Limited1 Mar 2021 to 25 Mar 2024₹2 crore
  • Agile Finserv Private Limited29 Dec 2020 to 20 Oct 2022₹4 crore
  • Agile Finserv Private Limited15 Sept 2020 to 20 Oct 2022₹3 crore
  • Exclusive Leasing and Finance Limited3 Aug 2020 to 13 Oct 2022₹2 crore
  • Agile Finserv Private Limited16 Oct 2019 to 30 Nov 2021₹1 crore
  • Shriram Transport Finance Company Limited28 Jun 2018 to 30 Oct 2021₹50 lakh
  • Mand Hire Purchase Private Limited27 May 2017 to 10 Jun 2019₹75 lakh
  • Midland Financiers Doaba Limited13 Jan 2017 to 24 Nov 2021₹1.5 crore
  • Mitcon Credentia Trusteeship Services Limited30 Sept 2013 to 11 Sept 2023₹77.5 lakh
  • S.Atam Parkash Sharma27 May 2013 to 23 May 2018₹83.71 lakh
  • Atam Parkash Sharma20 Mar 2013 to 23 May 2018₹88.68 lakh
  • Atam Parkash Sharma28 Jan 2013 to 23 May 2018₹1.11 crore
  • Atam Parkash Sharma27 Jun 2012 to 23 May 2018₹1.9 crore
  • Atam Parkash Sharma22 Dec 2011 to 24 Dec 2015₹86.67 lakh
  • Atam Parkash Sharma10 May 2011 to 23 May 2018₹92.12 lakh
  • Atam Parkash Sharma20 Dec 2010 to 24 Dec 2015₹88.63 lakh
  • Atam Parkash Sharma31 Aug 2010 to 28 Feb 2014₹36 lakh
  • Atam Parkash Sharma31 Aug 2010 to 24 Dec 2015₹27.95 lakh
  • Atam Parkash Sharma27 Nov 2009 to 28 Feb 2014₹49.33 lakh
  • Atam Parkash Sharma27 Aug 2009 to 22 Dec 2015₹34.59 lakh
  • Atam Parkash Sharma23 May 2009 to 22 Dec 2015₹50.8 lakh
  • Atam Parkash Sharma24 Feb 2009 to 21 Dec 2015₹99.09 lakh
  • Atam Parkash Sharma2 May 2008 to 21 Dec 2015₹26.99 lakh
  • Atam Parkash Sharma30 Jan 2008 to 19 Dec 2015₹26.12 lakh
  • Atam Parkash Sharma20 Nov 2007 to 19 Dec 2015₹21.76 lakh
  • Atam Parkash Sharma6 Aug 2007 to 18 Dec 2015₹39.69 lakh
  • Atam Parkash Sharma7 May 2007 to 18 Dec 2015₹10.43 lakh
  • Atam Parkash Sharma19 Jan 2007 to 17 Dec 2015₹13.72 lakh
  • Atam Parkash Sharma25 Nov 2006 to 28 Feb 2014₹21.7 lakh
  • Atam Parakash Sharma24 Jul 2006 to 28 Feb 2014₹1.81 lakh
  • Col. (Retd.) Gurdeep Singh19 Oct 2004 to 15 Apr 2008₹43.1 lakh
  • Capital Local Area Bank Limited15 Oct 2004 to 15 Dec 2023₹2.5 crore
  • Col. (Retd.) Gurdeep Singh12 Jul 2004 to 15 Apr 2008₹43.55 lakh
  • Col. (Retd.) Gurdeep Singh5 Apr 2004 to 15 Apr 2008₹26.41 lakh
  • Capt (Retd) Gurdeep Singh28 Jan 2004 to 15 May 2008₹51.23 lakh

What its filings add

Credifin files these with the registrar. Entiva fetches and reads them for you.

  • Every year · AOC-4

    Revenue, profit and the balance sheet

    Its financial statements, year by year.

  • Every year · MGT-7

    Who owns it

    Its shareholders, and how much each one owns.

  • Each loan · CHG-1

    Each loan in detail

    The terms, and which assets back each loan.

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The details on this page come from public records, including MCA's register of companies as Entiva read it on . Things may have changed since. A loan amount is the most the lender can claim against the company's assets, not what is still owed.